accessories worth more than Defender

[Dave110]

Just got my fully comp. insurance renewal for a 98 Defender, amount covered $11,300 for a premium of $545, (a higher premium than when it was insured for $37,000 when I first bought it!) a drop of $5000 odd from last year including most of the accessories bull bar, winch, driving lights etc. on tallying up the accessories and modifications I came to the cost value, not replacement value of $15,880.
On talking to the insurance company the best value I could get was $16,000 about what it was valued last year for $571

What are others paying for Defenders of the same vintage?

[cooee]

hi dave:D
i just insurned my 101 as being 30 year old vehicle some company wont do it after much phoneing around got onto crowd in victoria have used them years ago
give fellow buy the name of joe 0398546714 they gave me agreed value on 101 plus rights to vechile if written off plus give 1 windscreen per year and your choice of reparier :)excess 5oo dollars 430 dollars per year
my agreed value 24.000 thousand hope this might help you
cheers cooee:p

[ciapek]

2003 TD5 Extreme,

$3K Accessories inclusive of agreed value
agreed $28,995

Full Comprehensive, Rating 1, excess $500, Allianz.
Deal over the internet, 10% discount included in premium....

$530.08 per year.....

Last year same deal $684.78 with GIO

Good Luck........

[Reads90]

Well mine cost me $450 a year for a 1995 90 300tdi PERSONALLY IMPORTED truck. With all the notmal extras, (arb bumper raised suepension, winch) And it is valued at an agreed $25,000 :):) (don't really know how much it is worth )

BUT the car is now on limited k's of 6000 a year and cost $300 a year for the same amout value

[p38arover]

I seem to recall that vehicles over 10 yo are subject to higher premiums.

[Disco Steve]

!8yr old with V8:o I pay the same for 3rd party.:mad:

[scoota]

Geeez!
I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
I'll ask them why?
scoota

[Reads90]

Geeez!
I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
I'll ask them why?
scoota

Jee you need to tell them ,they must be mistaken, as you wanted car insurance and not part ownership of their company . :)

[ciapek]

Geeez!
I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
I'll ask them why?
scoota

Definitely ask for a better deal......

Keep in mind that age plays a big part....and to a large degree....where it is that you live....

[vnx205]

Definitely ask for a better deal......

Keep in mind that age plays a big part....and to a large degree....where it is that you live....

It also helps to have 65% No Claim Discount.

[scoota]

I'm over 40 and I live in inner west, Sydney - surely that shouldn't be too detrimental.
cheers, Scoota

[Reads90]

I'm over 40 and I live in inner west, Sydney - surely that shouldn't be too detrimental.
cheers, Scoota

Should not be
I am 36 live in brisbane and have a truck that as a personal import most companys will not insure anyway. And my fully comp is $450 from shannons (as they are pretty much all who will insure a personal import)

[jimbo110]

I'm in the process of renewing my insurance on the Defender, 1995 110 with 250,000km. Got a valuation from local Landrover dealer of $17,000, which is the same as I paid for it 2 years ago:D, gotta love Defenders. The premium including glass buy out, full comp insurance with agreed value is $425. The insurance co tried to drop the value to $15,200, but had no problems raising it up to $17,000 again with the note from Landrover.:D The difference in premium from $15,200 up to 17,000 was $4.00, well worth it I think. ;)

[B92 8NW]

RACV insures my Disco Tdi for market value for an 18yr male $1550 premium:(:(

The lady joked that it would be around $1250 if I was a female, do you think I should consider gender reassignment?

[spudboy]

Should not be
I am 36 live in brisbane and have a truck that as a personal import most companys will not insure anyway. And my fully comp is $450 from shannons (as they are pretty much all who will insure a personal import)

Reads, what makes a personal import a higher/specialist risk, compared to a 'normal' vehicle?

[abaddonxi]

I'm over 40 and I live in inner west, Sydney - surely that shouldn't be too detrimental.
cheers, Scoota
Ah, if you're anywhere near Leichhardt, that'd be my fault, five car thefts, and four of them in the last five years.

Cheers
Simon










And that's cars stolen from me, not by me, thanks Ron.:D

[Xavie]

RACV insures my Disco Tdi for market value for an 18yr male $1550 premium:(:(

The lady joked that it would be around $1250 if I was a female, do you think I should consider gender reassignment?

lol, I know the feeling I am paying just less then you for my disco and it's a ****ty policy. When I went to get full comp on my motorcycle they wanted 50% of the bikes value for insurance cause of age. They were saying I had a 50/50 chance of a big accident pretty much. So, I bought a bike 1/3rd of the cost, lol.

Xav

[Reads90]

Reads, what makes a personal import a higher/specialist risk, compared to a 'normal' vehicle?


I don't know and would like to know myself. But RACQ, SUNCORP, NRMA won't touch them . I said that all the parts for the car were here . But makes no differance. They must just lump all persnally imported cars into the same lot. Hence why we are with shannons as they will insure a personal import

[solmanic]

Reads, what makes a personal import a higher/specialist risk, compared to a 'normal' vehicle?

I thought it was simply because a personal import has a higher probability of not being replaceable in a write-off and much greater parts availability difficulties and costs. Maybe most of the parts are here, but good luck finding another 90 soft-top like that.

[muddymech]

[lot. Hence why we are with shannons as they will insure a personal import[/quote]


wow they refused me point blank last on insuring the 90 they dont do 4x4, so i was told.
Im with just car as tcis have no idea how to give a quote unless its a 110 td5 and have had no luck finding any body else.

[p38arover]

Im with just car as tcis have no idea how to give a quote unless its a 110 td5 and have had no luck finding any body else.

I just had a look on AAMI and they have the 90 Extreme as a model.

Assumed a 2004 model 2 door and it came back with:

2004 LAND ROVER DEFENDER 90 EXTREME TURBO F/IN 2D WAGON DT5 CYL 2.5L 5 SP MANUAL

However, putting in year 2000 doesn't bring up the 90.

[djhampson]

Geeez!
I'm paying over $1200 for comprehensive for a 97 defender with Allianz.
I'll ask them why?
scoota


Yikes! I'm only paying about $900 for my 2007 Freelander 2 and I'm 24 so I still have age excess and premiums to pay.

[Reads90]

[lot. Hence why we are with shannons as they will insure a personal import


wow they refused me point blank last on insuring the 90 they dont do 4x4, so i was told.
Im with just car as tcis have no idea how to give a quote unless its a 110 td5 and have had no luck finding any body else.[/quote]

mmmm i have the 90 and disco both insured with shannons mmmm