What are your rights re insurance

[bblaze]

My son hit a wallaby the othe day with his beamer, got 2 quotes as per request.
1- $1400
2- $1200
rounded figures, the $1400 quote list more parts
$1200 quoted has been awarded the job
Both quotes quoted the replacement of the bumper
Now the insurance company want to plastic weld it, not a huge amount of damage but its my sons pride and joy and he wants a new one (only $430). His arguement is it wasnt plastic welded before the animal strike why should it be later.
Is it worth persuing with the onbusmon
cheers
blaze

[Rosscoe68]

plastic weld bars if done correct are unidentifiable that they are repaired. so would only be him ad the repair guys that know. they are usually a very good job. as for the rights of the insurer, read the fine print on the policy.

[abaddonxi]

I'd've thought that if the steel under the plastic of the bumper is bent then the whole thing needs to be replaced.

[Rosscoe68]

usually 2 pieces, a bar reinforce and the cover. cover usually only held on with some plastic clips or screws into the reo

[pop058]

I'd've thought that if the steel under the plastic of the bumper is bent then the whole thing needs to be replaced.

there is steel in a beamer bumper ??

Paul

[bblaze]

there is steel in a beamer bumper ??

Paul
dont think so

[BigJon]

These days it is usually some aluminium and a lot of high density foam behind the bumper cover.

[Grumbles]

A bit late now but with an iinsurance company wanting two quotes I would have thought that you would be better off going to the most fastidious [expensive] repair shops around to get the best quality work. After all, your excess is going to be the same no matter what the bottom line on the bill is.

[THE BOOGER]

What happened to "repairer of your choice" most insurance companies advertise it:(

[bblaze]

What happened to "repairer of your choice" most insurance companies advertise it:(

aami, do they offer that

[V8Ian]

Yor choice, as long as you're prepared to pay the difference between your choice and the cheapest quote.

[Michael2]

I heard from a someone in the repair shop business that all insurers are getting very tight lately.

My insurer changed the wording of their policy, so instead of vehicle plus accessories, they now insure for vehicle including accessories. The insured sum halved, but the premium remained the same. Ringing around couldn't elicit a better offer :mad:.

[CraigE]

I would be demanding a new bumper. I do not like plastic welding, have seen it fail to many times in industrial settings and motorbike repairs.
I would be reading the policy very carefully an checking any of their ads.
I know one of our insurance companies wanted to send our car to a guy I knew was hopless and I point blank refused. They did find one I was happy with as I informed them that if they wanted to play that game we would change insurer and pursue them through small claims as our original policy was choice of repairer. I was not irrate or nasty, just factual.
I also stated that it would not be acceptable to use second hand parts unless they negotiated that with me directly.
We have not really had any drama with insurance as the twice we have claimed on car damage they have been fairly accommodating to our demands, but they were reasonable.

[Grockle]

I once fixed a friends cracked fairing on his GPX 750 many years ago,my 'tools' were an old bucket old knife and the gas ring,I used the knike to melt the crack together then used some of the plastic from the bucket to strap the halves together this lasted six months until a taxi doing a uie had him off,this time the taxis ins sent it to a 'specialst 'repairer it lasted three days.best stick out for new,or send it over I still have the knife and some plastic from the bucket left:BigThumb: