Thread: Insurance who do you use?

Hi Guys

I'm hopefully after a number of years next week hoping to buy my, for ever wanted Nikon 24/70mm 2.8g Lense

which got me thinking AGAIN about insurance.

WHY? because when I looked in my camera box (even though I don't have a massive amount of equipment) I added up what it cost to buy it all and with the lense I'm about to buy is roughly about 7 grand

Thats bodies, lenses, flash units remotes and all kinds of other bits and bobs such as filters etc. I'm sure if a lot of you went through your gear you would be shocked at how much money worth of gear you have accumulated over a period of time.

SO then I got thinking to myself how would I go about replacing this stuff if someone stole my box...simply I couldn't because this stuff has been collect over a period of about 6 years.

So realistically I really need to find some insurance. I was reading an article today in my photography magazine that talked about being very weary of putting your camera under house and contents..because of the considerations that if you use your camera for any type of business work your claim could be rejected as could it be if you take it out in to a place where its rugged and more susceptible to damage...i.e they said tell your insurer exactly what you plan to do with your camera if insuring under home and contents.

they basically said you would be better getting a specific policy for your gear.

Do any of you have insurance? I may of asked this sometime ago but it doesnt hurt to ask this question freash again espeically with new photographers to this section.

If so

• who do you in sure with?
• have you ever had a claim and how were they with it.
• what are you insured for and whats the monthly payment like on the policy

I don't even know where to start looking really so some info from people that may already be in the position of insuring would be helpful

Yeah I'd say add it onto your home and contents insurance but declare it...