Thread: Head-on collision

Originally Posted by LandroverScott

So would it be a right off do you think?

Seeing as he's got it insured for $20k, there's a chance that the insurer may pony up for a repair.

The kicker will be if the chassis is straight. if it's not, sadly it will be retired.

If it is straight, the repair looks fairly simple, but quite labor intensive (and expensive if they do it properly and take everything off to re galvinize the chassis.

I hope you can get it fixed, it would be sad to see it written off.
All the best
Chris

Was down at Bandiana in about 2010 or 2011 and there were stacks of replacement chassis about 10 high in the BAE/Tennix storage yard. There must have been about 100 chassis in both 110 and 6x6, wonder what happened to them?

Its unlikely for a $20,000 value that the repairer/insurance co would repair and re-galvanise the chassis, but given the other company's customer is at fault you may be lucky.

I wonder if you could get a replacement bracket, have that galvanised and then attached after grinding the gal off the welding points and the same on the chassis. Then you would protect that area with gold gal and regularly re-paint. (Welding gal is a nightmare as it sparks everywhere as the zinc melts and burns.)

Originally Posted by walahbro

Attachment 97143Attachment 97144

VVVVV just saying VVVVV

Spoken with the panel beaters, they've submitted a quote for repair. Tells me its not a write-off, he rattled off a few parts, new power steering pump, second hand front diff housing, repair of bull bar (prefer a different bar).

Got worse when I asked them how they were going to go about fixing the bracket on the chassis, he told me they would replace the bracket and weld it to the chassis. They wont be re-galving the chassis either. They're just going to weld it on and paint over it, and it wouldn't rust blah blah.

Doesn't sound right to me, should I complain to my insurance?
Do I need some sort of engineers report on my side to say this is in-adequate?

REgal of the chassis is not required for fit form or functio therefore doest have to be done.

Its sucks like a jet air intake but then its all apart of this new "why would we do quality for one person who cares when we can do quantity for a bunck of people who dont?" mentality

Point to remember.

HIS insurance agreed value is 20K.

The other parties insurance is to repair OTHER PARTIES. NO AGREED VALUE AND THEY HAVE NO CLAIM OVER THE VEHICLE IF THEY PAYOUT. THEY INSURE THEIR CUSTOMER AND THEREFORE CAN ONLY TAKE THEIR CAR.

This was pointed out to me by an assessor when they tried to write the disco off for a $300 repair. The other insurer paid me out the agreed value with my insurer ($15K) and then turned up with a tilt tray and wanted to take it.

Great hilarity and some minor violence combined with police attendance ensued.

But again, the other insurer is responsible for costs (incl hire car) and they have no rights over your vehicle. So at worst you get a $20k or pref full repair cost pay out and do it yourself, while driving around in a hire car paid for by someone else.

Originally Posted by Blknight.aus

REgal of the chassis is not required for fit form or functio therefore doest have to be done.

Its sucks like a jet air intake but then its all apart of this new "why would we do quality for one person who cares when we can do quantity for a bunck of people who dont?" mentality

As the galvanized chassis is standard from the factory, technically they DO need to do it.

As for the whole it won't rust thing, that's a fairly large pile of something that smells bad. That's the whole reason for hot dip galvanizing, to prevent rust. You can cold gal it, but that's not the same thing as it does not protect the internal part of the weld.


Lastly, as for getting a payout and having the insurer not have rights to the car, that all depends on the agreement you make with the insurer.

However, I have never heard of a settlement that does not include transfer of title of a written off vehicle.