Thread: Comprehensive insurance

Thanks. Looked at the NRMA website, picked 'SA' which redirected me to the SGIC website...trouble is I have already called them. They wouldn't cover me unless I used it for less than 3 days/week, it was kept under cover, and I didn't drive it off road. Strange. But they were cheap. Guess they were really trying to say don't drive it at all.

I tried a few places but just last week I went with Shannons for for '86 County. They were the only sensible option IMO.

Search head on collision, for more information with the issues I had with my claim with Shannons- but in the end they were the only ones to insure modified, off roader (some policies don't cover you off road), and at agreed value but they wouldn't give me more than 20k

The most reasonable company that I have found recently is NRMA Classic. The RFSV is not on the standard insurance company (eg. GIO, NRMA) lists and they would not cover it - one even telling me that such a vehicle definitely has never been manufactured and therefore does not exist!

However, NRMA Classic were willing to offer full comprehensive at a very reasonable price . So they've got a least one RFSV on their books and I think that, on renewal of my 3 other GIO comprehensive policies that I will go to NRMA Classic.

Jonnooh,Im insured with RAA,with a value of $12000(I think).The premium for my GS is $394 PA.As with most companies their auto data entering doesnt have a correct place for a Perentie,ie 3.9ltr diesal motor automatically comes up as 5 speed.I spoke to a lady called Debra and explained what I have and she put notes into the system that will cover me should the worst happen.Due to the small number of these on the road, a specific catagory has not been made for perentie vehicles,they(most insurers)use the closest description available in their systems.I am keen to hear about other peoples experiences with their insurance companies.Cheers Hallsy.

Thanks Hallsy. I had tried the RAA and they had to speak to whomever deals with out of the ordinary cars. They called me back and said they couldn't cover it because of the camo paintwork. I've no idea how this affects their risk. I do find it odd they would cover yours... presumably it is just an ad hoc decision depending on who is on for the day! Perhaps I should try calling them again explaining they are insuring someone with the same car......!

Jon

I was with racv veteran and vintage for 12 months until one of their staff pointed out that i was completely unisured as soon as i was on an unsealed road. My fault for not reading the pds, but i would of hoped that with 2 land rovers both set up to be used as they were built for they may have explained that earlier. They then tried to forward me on to regular racv, and the highest agreed value they could give me on the perentie was about 8k (despite every attempt to explain that it wasn't a regular 110 etc etc). I then rang shannons, who had no problem recognizing it as a perentie and gave me 18k agreed with no argument after i explained the work done to it. After the "head on collision" ordeal i hope i never have to make a claim, but at least i know that i am actually covered should the worst happen. Insurance; worst part about owning a perentie

Hmm,
Just rang AAMI and RACQ. They must use the same valuation system, both would only over it for $8060.
RACQ wanted $455 a year, which isn't too bad for where I live (Bardon, QLD) but obviously that value is unacceptable.