Thread: It Pays To Shop Around for Insurance

I have just done the same for my Harley Davidson

AAMI $2737
Shannaons $592
QBE $617
Insure my Ride $467

I am stuffed as to the difference in prices

Originally Posted by garrycol

how much more expensive their company "Bingle" was.

Could be worse.. you could be Michael Clarke.

My D3 is around 1100.00 with TCIS including windscreen cover, probably a bit cheaper without. Insurance through Maxxia (leasing company) was about $960 but they weren't as good at offroad coverage and no windscreen cover.
Regards
Tote

All covered for offroad and when quizzed they said that as long as the vehicle was being used within its design parameters all would be OK.

I have been through all this with the insurance companies before and you end up going around in circles with more leaks in their policy than Wikileaks - generally satisfied though.

I have been with AAMI for a long time and had two claims on them about 12 years ago and all was OK.

Garry

Originally Posted by garrycol

All covered for offroad and when quizzed they said that as long as the vehicle was being used within its design parameters all would be OK.

Now there is a good "out" for an insurance company.

"I am sorry sir, but you were not using the vehicle within its design parameters, you have no cover."

I recently insured my series 3 just with third party fire and theft (I figure that if someone hits me it will hurt them more than me) and when I got a quote it was $190 through NRMA which was the cheapest quote, a week and a bit later when the old policy ran out I rang back to insure it and was told quotes are only valid for 24 hours and the price would be different, they requoted exactly the same cover based on the previous quote number and it was $148. So not only does it pay to shop around, sometimes it pays to wait too.

It was interesting to note the difficulty finding comprehensive for a series 3 with a holden engine. They class it as modified and about 80% of the companies I tried would not insure it, despite explaining that it was not really a performance modification.

Not wishing to change the subject, but forget about car insurance, wait until your home and contents is due. It really pays to shop around.

Some won't even offer insurance!

Suncorp who I was happy with until recently almost tripled my policy cost in 2 years. Even though I never claimed!.


Their other subsidary AAMI was about the third of the price.
Apparently some insurance comps are facturing future claims to cover there costs.
With predicted inclement weather forecast for the future, and potential claims, they are jacking up prices now.
I live on a mountain, but must pay for all the flooding in the lowlander areas.

But I do pay my share for living in a bush fire area. A necesary evil though, look what happened to lots of people without insurance, they had to rely on public donations and welfare.