Wizard
SupporterI have a 14yo D1 with around 230k on the clock. The accessories are worth more than the rest of the car.
I dont see the value anymore in comprehensive ins that costs $600+ pa so am seriously looking at going TPFT. A quick look around on line today came up with a figure in the realm of $250 for this but can probably get it for less.
The big thing for me is that I can keep the vehicle in case of accident so that I get the value from the accessories... ( this is not the case with my current comprehensive insurer RACV) Is it the case under TPFT policies that it is a given that the owner owns the wreck? I cannot see how it could be otherwise. However I ask because the insurance world is a nebulous one. I am interested in opinions of other owners of older Discos with a few accessories. I will be ringing around in the next week or so for some TPFT quotes and will post results here.
Lindsay
Super Moderator
Hi Lindsay
When you are at fault in a crash, I can't however see that the company can take the wreck of your car, because they are not covering damage to your car. The only way they would have a right to the wreck would be after a fire or it was stolen.
When the other party is at fault and insured, it is often better to deal with it yourself and not risk your insurance company writing it off and keeping it, but in TPF&T it's irrelevant, you have to deal with it yourself.
You won't find me on: faceplant; Scipe; Infragam; LumpedIn; ShapCnat or Twitting. I'm just not that interesting.
Lord Jock
At the end of the day "it's your car"
Bomb insurance or TPF&T is the way to go!
Cheers, Mick
1974 S3 88 Holden 186.
1971 S2A 88
1971 S2A 109 6 cyl. tray back.
1964 S2A 88 "Starfire Four" engine!
1972 S3 88 x 2
1959 S2 88 ARN 111-014
1959 S2 88 ARN 111-556
1988 Perentie 110 FFR ARN 48-728 steering now KLR PAS!
REMLR 88
1969 BSA Bantam B175
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