Thread: Scammed again

Get yourself a "Visa Debit Card" put a set amount in it, say 1K, and use that for all your purchases,then top up/recharge at your local branch in person,then cancel your credit or require signatures only on it, or joint signatures

Have you changed all the cards and had new numbers issued and changed any internet banking password/logon?

Are you losing the money or is the bank covering it? If the bank is letting you carry the loss, then it's time to contact the banking ombudsman.

If you keep getting hit from the same place after you get new cards. are you shopping in the same places or have you got virus/spyware on your PC that its sending your number out to the villains?

Think about all the places that you can used it. When you get a card re-issued you get a new number - so either there is a place that you are giving your card too or it is your computer that could have the problem.

Write down all the places you give your details too where are not there physically (your ISP, a website, Paypal, paying a deposit on a Hotel etc) and see if there are any that you are providing your details too each time before your card gets stolen.

If there are none, then it may be that there is something on your computer that is allowing people to steal it. The software runs silently and recognises when you enter a credit card number on the computer and then steals it, sending it back to the thief.

Most credit cards are stolen by hackers breaking into websites that people use, and stealing the information that they hold.

Love the scammers! (not) Just got a "paypal" message telling me all about an unauthorised payment, asking me to log in and cancel it... Sent the email to spoof@paypal.com.au instead.
As for my credit card, I try to pay cash for most purchases under a few hundred dollars, and sign for it where I have to use it. Most internet payments using other than paypal I use direct debit, no issues yet.

Thanks for advice. My problem with debit cards is that surely the scammers can bust these too

Originally Posted by UncleHo

Get yourself a "Visa Debit Card" put a set amount in it

Then he loses his money, instead of the banks money.

Debit cards are good for one off payments on dodgy sites. You can get pre-paid VISA cards from Aussie post etc.

The difference is that is you put 1k on a pre-paid card, and someone steals your 1k - you are out of pocket until the bank sorts it out. With a credit card, it is just a line item on your bill until the bank sort it out.