Probably has such an appalling driving/claims history no one will insure him.
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THE MORAL OF THIS STORY IS ?.... NEVER LEAVE YOUR KEYS LYING ABOUT
Repairs?That my friends is a total write off. If the tide went over it. When I was running the marina at Royal Geelong Yacht Club, we had a nice td5 launch it's self down the boat ramp. It went down to the bull bar and was an insurance write off.
What a clown! I do feel sorry for him for having his Christmas ruined but stupid is as stupid does and all that ...