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it can, yes.
massive ingress into the bell housing can lift the residue from various minor weeps then spread the oil around and get it onto the plates.
most likely
if his clutch was near gone and he got it wet and he used it it may have gotten into the friction material and been enough to "polish" the material upon use of the clutch. It just means that his clutch was nearly due to slip anyway.
If the gearbox was filled with water (and not rectified immediately(then most likey it got turned into an emulsion and a, blocked the breather then b, heated up and forced its way past the input shaft seal and coated everything with gear oil eventually including the friction plate. (especially if the bell housing drain was sealed and not emptied)
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