Discussing a policy is just current affairs, nothing more - discussing how and why a party introduced that policy is the political bit.
You just need to distinguish between them. If you can't leave the political aspect out of it, then maybe you shouldn't be commenting on it.
Back to the pension example, you can discuss a whole lot more than yes or no. Things like an ageing population, people living longer, etc can all be discussed without politics coming anywhere near it.:).

