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Thread: Best off-road insurance?

  1. 19th July 2015, 10:41 PM #1
    MrLandy Guest

    Best off-road insurance?

    Who does everyone think is the best insurance company for comprehensive insurance that includes off road cover? Anyone got a good deal lately? All advice much appreciated...
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  2. 20th July 2015, 06:57 AM #2
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    Redback
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    We are insured via a Broker, they choose the best deal for us, which must include being insured offroad, with all accessories covered also, and contents, plus one free winscreen a year(any glass) also our camper Trailer, we do pay a tad more for this, but it's worth it.

    We use DGA in Victoria, currently our underwriter is Alliance, with the usual things attached with Excess and no claim bonus.

    Baz.
    Cheers Baz.

    2011 Discovery 4 SE 2.7L
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  3. 20th July 2015, 07:55 AM #3
    mikehzz Guest
    DGA or TCIS do 4wd specific insurance. Normal insurance covers most if not all aspects of 4wding. The 4wd specific policies provide better recovery benefits plus non standard accessories.
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  4. 20th July 2015, 10:36 AM #4
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    Redback
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    The bonus using DGA and TCIS, is if you tried for the same deal direct to the insurer, you would be paying a lot more with less benifits.

    Baz.
    Cheers Baz.

    2011 Discovery 4 SE 2.7L
    1990 Perentie FFR EX Aust Army
    1967 Series IIa 109 (Farm Truck)
    2007 BMW R1200GS
    1979 BMW R80/7
    1983 BMW R100TIC Ex ACT Police
    1994 Yamaha XT225 Serow
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  5. 20th July 2015, 12:13 PM #5
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    Tote
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    I was with TCIS and found them OK if a bit more expensive since they changed ownership. If your vehicle is not a daily driver Shannons can be pretty cost effective with similar 4wd coverage

    Regards,
    Tote
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  6. 20th July 2015, 01:26 PM #6
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    Redback
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    Quote Originally Posted by Tote View Post
    I was with TCIS and found them OK if a bit more expensive since they changed ownership. If your vehicle is not a daily driver Shannons can be pretty cost effective with similar 4wd coverage

    Regards,
    Tote
    The reason we went with DGA, according to Kerry(she does all the chasing up) DGA were the most cost effective when we changed over, probably helps when you insure multiple vehicles, our daughters Amarok and the camper are done through them also.

    Baz.
    Cheers Baz.

    2011 Discovery 4 SE 2.7L
    1990 Perentie FFR EX Aust Army
    1967 Series IIa 109 (Farm Truck)
    2007 BMW R1200GS
    1979 BMW R80/7
    1983 BMW R100TIC Ex ACT Police
    1994 Yamaha XT225 Serow
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