What to do when you don't want to do what you do?

Also don't leave travelling, especially overseas too late, like my last boss did, he retired way after he could have and had trouble getting flights, medical/travel insurance due to his age. I think this particularly applies to out of the way places in India, Africa, etc.

Get yourself down to a Centrewank office and make an appointment to see a FISO (Financial Services Information Officer) and get free unbiased advice. Most financial advisers I have encountered will try to steer you to their pet schemes that pay them the most commission. You think not? Well, I wish I had your faith in human nature.

Get your super funds into Q-super, the Qld. Govt public service superannuation fund which is now open to non public servants. A bunch of public servants looking after their own money and they have done it well for me for 21 years. Best fund in the country. Low fees, good returns, safe.

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Originally Posted by RANDLOVER

Also don't leave travelling, especially overseas too late, like my last boss did, he retired way after he could have and had trouble getting flights, medical/travel insurance due to his age. I think this particularly applies to out of the way places in India, Africa, etc.

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Especially Travel Insurance.[bighmmm] I don't know about the other things but my initial query for Insurance put me right off travelling Overseas & I never got that far into it. That was not an "out of the way place" either unless London & Paris have relocated. Of course 'er indoors was not happy. Cest la vie.

Sounds rather familiar. About 25 years ago, I was dating a girl who worked as a PA in the Financial Services sector of the Commonwealth Bank. She told me that if I wanted unbiased advice to get in quick as the CBA Financial Advisor's role had changed to pushing certain packages (with kickbacks), rather than what was in your best interest. It's been going on a long while.

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Originally Posted by rovers4

For those coming up to retirement, you need to work out what it is that you like doing at your paid employment and what it is that you like to do as a hobby.

If the two are the same, then there it is. Just do the same but as a volunteer, or for wages but on a reduced hours basis. Come retirement age, you will not want to put in the same number of hours. Family and friends will gladly keep you occupied.

Doing something for others will give you a big sense of achievement. The Men's Shed groups are a great starting/finishing point for friendship, contact knowledge, learning new manual skills, mental wellbeing, and even mentoring others.

Think about brushing up on your first-aid skills. Volunteer for Meals-on-Wheels, Community Transport, the Learner Driver mentoring scheme, the new settler assistance schemes, or helping kids with their reading at the local schools.

Either way, do something to keep busy. You have plenty to offer. You have another twenty or so good years to enjoy. If you take the option of full-time touring, be prepared to do some part-time work/volunteering as you go.

Staying at work might give you ten years before you eventually slow down to doing nothing.

Retiring, but then just doing nothing will have you in a coffin in just a few years.


rovers4

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Or do something really useful, like rescuing and restoring an old (Series?) Land-rover.

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Originally Posted by cripesamighty

Sounds rather familiar. About 25 years ago, I was dating a girl who worked as a PA in the Financial Services sector of the Commonwealth Bank. She told me that if I wanted unbiased advice to get in quick as the CBA Financial Advisor's role had changed to pushing certain packages (with kickbacks), rather than what was in your best interest. It's been going on a long while.

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Business as usual at banks and other financial institutions according to the Royal Commission.

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Originally Posted by JDNSW

Business as usual at banks and other financial institutions according to the Royal Commission.

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Which is unfortunately only a symptom of our winner takes all, competition policy driven, growth capitalist system.

It's one big global pressure cooker! No wonder conflict continues and mental health issues are becoming so prevalent. ...When are we going to remember how to share, in order to take the pressure off?

One of the things I really like about this forum is the spirit of sharing, knowledge, advice and even at times actual shared actions via helping each other out. This kind of camaraderie is becoming rarer in my experience, we need to keep nurturing it.

Recently I offered to help a friend with a building project. He didn't want to get into 'social credit', preferring to pay someone to help! And I'm someone who'll help a mate or a stranger with anything, with no expectation of a favour in return! It was a sad day for me to realise that this kind of thing must be happening all the time.

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.When are we going to remember how to share, in order to take the pressure off?

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Share! Now there is a lovely olde fashioned word, Zeros.

Tell that to the big retailers (well, maybe not all big) who hike up their prices especially at this time of the year, & not by a few cents from two weeks ago either. Try $5 & $6 & more, & bad luck to folk who may be on the bones of their arse through no fault of their own, they couldn't give a monkeys. The buzz word today should be the one used in the eighties which still translates as GREED.
Remember all the "entrepreneurs" Australia hailed as 'heroes' Skase, Bond et al. Entrepreneurs my arse, me me me me more like. Oh, & me mates.

:bat:

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Originally Posted by jonesfam

How did you come up with an idea of what to do after retirement?

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Isnt after working, retirement? so after retirement is death right? no point in planning that one [tonguewink]

I'm with you, I'm happy doing what I am doing until I cant do it (good grief) and then die (not too long after I cant do it)

Having a hobby is key I believe. I look at my Pa, he is well into retirement and is still doing what he likes, which is mostly playing in his workshop building small steam engines and building all the bits and pieces needed for that.

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Isnt after working, retirement? so after retirement is death right? no point in planning that one

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You still need to plan so N o K will know what to do with you., A. Cremation, B.Burial, C. Burial in one's olde Land Rover Maybe no fancy casket for you, think of all the dosh you have spent on your LR..

I have read about being driven to your last place of rest in the back of a S1. Now that'd be quite cool as would you would be by that time, so long as you didn't mind your feet hanging out the back.[smilebigeye]


Hell, you could even afford a Gold Plated Casket, no, a Solid Gold casket in the Bahamas even.[biggrin]