
Originally Posted by
PhilipA
I list my passwords but in an encrypted file in Word. the encryption is by Trend Micro.
I cannot understand why there is this demand for multi factor ID as if your licence and passport and or medicare are gone then you have the problem.
Most of the problem for those of us who have been told by Optus that only our name address DOB and email have been hacked is Phishing , and we are always alert to this. Our email and password for a book shop in Canada was "pawned" years ago and so we are used to crap emails. I just hope Optus is not speaking with forked tongue or actually knows the true extent of the data hacked.
I cannot see how 2 factor helps in these circumstances.
At present we have one Apple account between 2 Ipods and 2 phones and if we introd 2 factor ID , for sure it goes to the wrong device and needs phone calls to find. I was able to delete it before the time expired.
2 factor iD is usually required for particular websites such as electricity suppliers myGov. Why I don't know as I would be grateful if someone paid my bill. If someone cut off my power I would soon know!
I also do not see why you should change all your passwords on non Optus accounts, as they have not been compromised and any hacker would have the same problem as me when I forget one. I changed my password on my Optus account even though they said don't bother!
I think the most elegant solution I have seen is on one of my bank accounts where the password is a number and the order of the keyboard on the screen changes randomly. Could be overpowered I guess with a very powerful computer.
Regards PhilipA
Multi Factor authentication in its purest form is the combination of multiple ways to authenticate yourself, as an example, something you know (password) something you have (card, token) and something you are (fingerprint, iris scan, facial recognition) these multiple factors make it much more difficult to gain access to a secured resource, although we've all seen the movies where the chap's finger is cut off and presented to the fingerprint reader. The risk for electricity suppliers is that electricity bills can be used as a reference for establishing 100 points of ID to get a licence or passport and it's a bad look for them if people can download documents from their website, oh, and they care deeply about your privacy /sarcasm off
Agree if you have differing passwords then there is little need to change them across services but most security advice is given at the lowest common denominator (the person who uses their pet's name for all their passwords)
Regards,
Tote
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