Reply With QuoteNew for old but only from the middle isle is it?
LordRover
SubscriberI know it’s relatively new but does anyone have experience with their home cover? I’ve been with my current insurer for years. They have just upped my premium by a bit. Aldi has quoted half the amount with double the cover which would make it a no brainer if they are any good. Underwritten by RACV apparently. Going to pull the pin if it seems good.
JayTee
Nullus Anxietus
Cancer is gender blind.
2000 D2 TD5 Auto: Tins
1994 D1 300TDi Manual: Dave
1980 SIII Petrol Tray: Doris
OKApotamus #74
Nanocom, D2 TD5 only.
Master
SupporterNew for old but only from the middle isle is it?
Cheers
Simon
2003 D2a TD5, ACE, SLS, Vienna Green.
LordRover
SubscriberGroan.Originally Posted by simonmelb;[URL="tel:3228579"
JayTee
Nullus Anxietus
Cancer is gender blind.
2000 D2 TD5 Auto: Tins
1994 D1 300TDi Manual: Dave
1980 SIII Petrol Tray: Doris
OKApotamus #74
Nanocom, D2 TD5 only.
YarnMaster
Supporter$600 more than AAMI for me
Proper cars--
'92 Range Rover 3.8V8 ... 5spd manual
'85 Series II CX2500 GTi Turbo I :burnrubber:
'63 ID19 x 2 :wheelchair:
'72 DS21 ie 5spd pallas
Modern Junk:
'07 Poogoe 407 HDi 6spd manual :zzz:
'11 Poogoe RCZ HDI 6spd manual
LordRover
SubscriberQuite possible I have just let mine roll over without really paying attention. I am definitely going to give CGU a chance to respond. They did rebuild after a fire I guess. But that was 15 years ago. I let thing's slide for a while...
JayTee
Nullus Anxietus
Cancer is gender blind.
2000 D2 TD5 Auto: Tins
1994 D1 300TDi Manual: Dave
1980 SIII Petrol Tray: Doris
OKApotamus #74
Nanocom, D2 TD5 only.
LordRover
SubscriberYou made me go back and check, just in case. Def half the price, def double the house cover, more on the contents, and they give me 10% off if I get complimentary "Smart Sensors", whatever they are.
JayTee
Nullus Anxietus
Cancer is gender blind.
2000 D2 TD5 Auto: Tins
1994 D1 300TDi Manual: Dave
1980 SIII Petrol Tray: Doris
OKApotamus #74
Nanocom, D2 TD5 only.
LordRover
SubscriberSo... I guess I should have paid attention sooner... $441,000 building, $22,000 contents ( I know, not enough, but I pared it to the bone a while back ). Premium total $3965 PA.
Aldi. $920,000 building, $70,000 contents. Premium $1835 PA.
Apparently CGU are "sorry to see me go".... Not sorry enough.
JayTee
Nullus Anxietus
Cancer is gender blind.
2000 D2 TD5 Auto: Tins
1994 D1 300TDi Manual: Dave
1980 SIII Petrol Tray: Doris
OKApotamus #74
Nanocom, D2 TD5 only.
Super Moderator
Be careful trying to save money, by under-insuring. Insurance companies will not give a value for a second hand truck. The owner has to nominate an insured value. If the owner insures for $x, then makes a claim, the insurance company suddenly knows the value. If the claim is for a write-off, or involving a third party, if the IC's valuation is $x+, they will only pay the percentage that they claim was insured.
e.g. a recently purchased truck is insured for $200,000, the purchase price. Said truck is at fault writing off a $100,000 car. The insurance company values the truck at $300,000 So will only pay out $66,000, leaving the truck owner liable for $34,000. I have no doubt insurance companies would use this method do limit their liability on other types of cover.
If you don't like trucks, stop buying stuff.
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