Same experience with them here when plus they were not competitive with the RAC.
RAC... policy certainty plus lower premium than Youi.
Youi... policy uncertainty plus higher premium than RAC.
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Nothing new here. Essential to have unfortunately. El cheapo quotes come home to roost if you have a claim. Just talk to some repairers and you will find out which insurers screw down repair quotes.
You better believe it ... both my daughters cars. With the first one, I was going to register the little car in her name and and insure in her name. ****box insurance came back at nearly $1000 a year :o (3rd party property). For me .... $180 a year. I registered and insured it in my name.
Just turned 50 ... no at fault accident in my entire life ..... or infringements .... I should be the lowest insurance risk around (oh, and locked up off street parking for all vehicles). Gee's I still pay a ransom in insurance over the year though :(
I don't believe number two. Its irrelivant how much your car is worth as they are not covering it!
seeya
Shane L.