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Thread: I'm a victim of skimming!

  1. 14th May 2009, 06:34 PM #1
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    VladTepes
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    Angry I'm a victim of skimming!

    Well, I had a bugger of a day.

    Bought a Leupold 'scope from a mate to pop on a .375H&H, and withdrew the money from my savings account online into my CBA account.

    Went to withdraw it today so I could pay said mate and... only$50 bucks in the account ! What the ? I mean it's payday for chrissakes ! I know the budget hits the public service hard but jeez....

    On further investigation it appears that 2 x overseas withdrawals were made from my keycard yesterday. (Unlikely since I haven't been overseas for 2 years eh)

    I was not so surprised at all to learn they were ROM 200 and ROM 400.

    ROM is the currency code for Romanian 'Leu' or some such.

    Yep the Romanians are the kings of the skimmers.

    (No - the irony, given my internet nick, is not lost on me)

    Adding insult to injury are the bank fees charged for the overseas transactions !

    Anyway I'm out of pocket $275 (managed to transfer the rest out of the account today before it too disappeared).

    Naturally I lodged a "dispute" with the bank and they tell me that they will investigate and if (bloody well WHEN) they prove that it wasn't me that did the transaction they'll refund my money. How very noble of them. This process we be done at the lightning quick speed of 4-6 weeks

    For those that aren't aware of skimmers, or how sophisticated they can be these days, I'd highly recommend a look at this brief presentation. It's very interesting.

    http://www.commbank.com.au/personal/...ness_guide.pdf


    I thought I'd post this as a warning to all those who thought "This couldn't happen to me" or "I've never known anyone it happened to". Keep an eye on those bank statements !

    I'm always careful of these things - having worked in banking and in law enforcement I was well aware the problem was out there. Just goes to show it can and DOES happen.

    Cheers all.
    It's not broken. It's "Carbon Neutral".


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  2. 14th May 2009, 06:39 PM #2
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    Bloody Hell
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  3. 14th May 2009, 06:50 PM #3
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    Ahh, you poor bugger!! I hope the bank comes to the party, and you get some of your money back.

    Tim
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  4. 14th May 2009, 06:51 PM #4
    Treads Guest
    That's crap mate! I'd be bloody furious if the bank took 6 weeks to get your money back!


    BTW Did you finally get a Ruger No.1?
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  5. 14th May 2009, 06:59 PM #5
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    do you have a personal banker at your bank ?

    if so go directly to him/her and explain the situation ..........

    or head straight to the ombudsman's

    stuff waiting around 6/8 weeks for whats yours in the 1st place
    130's rule
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  6. 14th May 2009, 07:15 PM #6
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    Which bank was it? I'm just interested to know where I can go to get such speedy and caring service and a genuine interest in protecting the money which is in their custody. I might even swap financial institutions!

    I recall a fraud on my account about 3 years ago. The Teachers Credit Union called me to find out if fraudulant transaction was legit, and when I didn't know what they were talking about they then immediately refunded the money back into my account, and I had to make a police report and reference the report number back to the credit union. After chatting about security and accounts I then asked for a security token with a random number generator which needs to be used when accessing my account, and they supplied it for free.
    Cheers
    Slunnie


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  7. 14th May 2009, 07:23 PM #7
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    how do you think they got hold of your details is the important thing!
    Our Land Rover does not leak oil! it just marks its territory.......



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  8. 14th May 2009, 07:23 PM #8
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    Bugger, sorry to hear!

    Glad I am with a bank that doesn't have ATMs! I usually get cash at coles and woolies.
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  9. 14th May 2009, 07:25 PM #9
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    Quote Originally Posted by Treads View Post
    That's crap mate! I'd be bloody furious if the bank took 6 weeks to get your money back!

    Hi,

    The bank doesn't 'get your money back', they cop the loss because it is cheaper for them to cop an estimated annual fraud total than to implement better security.

    What they don't factor into the equation is the 'social cost' which can be substantial, and lead to their loss of business in years to come.

    cheers, DL
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  10. 14th May 2009, 07:26 PM #10
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    Sorry to hear that, mate!
    Being aware of things can happen, I always check my statements. Regularly. So far, lo and behold, nothing has happened, but as you said, it can and will happen.
    Hope you did not tell your bank manager about your forum alias, otherwise they mught think yo are just paying off some distant relatives . I wish you good luck in all negotiantions with your bank!

    Cheers

    BTW, any idas how they came over your card details???
    Johannes

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    And there are people who drive Discovery.
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