Insurance $$$$$

**Red October** · 4th August 2009, 09:36 PM

Has anyone got any suggestions for insuring Modified Landies (I know, they all are!) TCIS is starting to get too pricey.

**101RRS** · 5th August 2009, 12:14 AM

Originally Posted by Red October

Has anyone got any suggestions for insuring Modified Landies (I know, they all are!) TCIS is starting to get too pricey.

Try Lumleys or Shannons - both were 2/3 the cost of TCIS to insure my truck.

Garry

**Shamo** · 5th August 2009, 12:29 AM

Mate i pay $400 a year with cgu i have a 300di 1995 disco with lift, mud tyres and the lot, i just drowned it and got covered for it all, for only a 300 excess, its awesome

**isuzurover** · 5th August 2009, 12:57 PM

Hi Pete, long time no see...

Mine are almost stock compared to yours, but when I last re-insured my 4x4s, suncorp were the cheapest, closely followed by DGA - who I think are fairly happy with mods?

You must have to list quite a lot on your insurance???

**ramblingboy42** · 6th August 2009, 07:42 PM

NRMA were $170 cheaper for me than AAMI even when I addressed the options so they offered to cover every non standard item for an extra $45 which the other leading companies refused to even discuss it with me.
btw , I had been with AAMI for over 20yrs and they didnt care.

**willem** · 6th August 2009, 07:46 PM

Originally Posted by Shamo

Mate i pay $400 a year with cgu i have a 300di 1995 disco with lift, mud tyres and the lot, i just drowned it and got covered for it all, for only a 300 excess, its awesome

Yep. I agree. I have been with CGU for years. They give good prices and good backup service when you need it.

Willem

**big guy** · 7th August 2009, 09:32 AM

I also tend to change ins company yearly.

They are not loyal so why should I be.

What often influences ins quotes is post code.
Check where you live and if under cover/off-street or garage.

**Red October** · 7th August 2009, 07:21 PM

Originally Posted by isuzurover

Hi Pete, long time no see...

Mine are almost stock compared to yours, but when I last re-insured my 4x4s, suncorp were the cheapest, closely followed by DGA - who I think are fairly happy with mods?

You must have to list quite a lot on your insurance???

Yes and no seeing as the real mods only bring the specs up to that of a 300Tdi Defender wagon. the rest are pretty much accessories. TCIS quoted over $900 for an agreed value of less than $15000!

**Utemad** · 7th August 2009, 08:08 PM

Just had a phone call from TCIS today. They said to expect a 35% increase on my LSV insurance renewal!
TCIS tried other insurers and said Lumleys (LSV) was still the cheapest.

I'll be shopping around anyway.

**DiscoDan** · 7th August 2009, 08:44 PM

Hi Justin,

after 10 years with TCIS I dropped out and headed to RACQ, didn't save a whole heap but less premium, excess and windscreen included plus a higher value on the car. $100 in my pocket is better for me.

Don't forget to ask if they cover you in a 4wd club, (some don't) and 4wd parks (considered an event arena by some). Most of the cheapies I found want to charge you for a modifed excess e.g. $600 normal $400 lifted, $400 chipped so works out crap if your car is stolen or damaged in a carpark, and I would have save only $50 with this insurer.

Danny

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