Thread: Insurance

Hi Patrick,

We are with QBE as well and pay $868 but our Puma is now 12 months old. We get a discount for being Perth Glory members, having a second car insured with them and the house too so that $1000 may be ballpark. I have left it with SWMBO to sort out insurance over the last 4-5 yrs so haven't had to haggle for a while! Interesting to hear what others pay for their Pumas.

wow wish mine was that cheap told them had fuel and water anlks and winch and get to pay the hard honest workers $1500 and that with discounts for having other cars and house insurance with them

Well I guess that's not a bad price then,

To cripesamighty: Have you had to claim from QBE? I am just wondering what there restrictions maybe on off road claims.

Thanks for our replies.

I have a panel beater mate who prefers to deal with Suncorp or Elders. Suncorp particularly, do try to do the right thing wanting repairs done to a high standard and not looking for loopholes, or the cheapest way out.

may I recommend NRMA, they embarrassed the other companies by several hundred dollars so I added a few items of cover I normally wouldnt have.

Originally Posted by ramblingboy42

may I recommend NRMA, they embarrassed the other companies by several hundred dollars so I added a few items of cover I normally wouldnt have.

Hey thanks for that, I just got a quote online from them and they are nearly twice the price. But then I am not a member so maybe that's why.

Does your cover include full off-road third party cover? Is it negotiated replacement value or is any full write-off claim based on the current market value? These will affect the cost, but in general $1000 is pretty good for a new car.

Alan

Originally Posted by disco2hse

Does your cover include full off-road third party cover? Is it negotiated replacement value or is any full write-off claim based on the current market value? These will affect the cost, but in general $1000 is pretty good for a new car.

Alan

OK just did another quote with QBE but clanged a few things.

New car policy fully comp with 4 years 100,000k new car replacement (this is worth it I think) $450 excess (cant seem to lower this) cover anywhere in Australia, no exclusions for off road unless unregistered.

No mods though as I don't have any yet apart from the tow bar, but can add them later. anyway is now the cheapest I have found at $788.

$788.00Monthly: $72.10 Fortnightly$33.30Excesses &
Driver
Exclusions: Vehicle excess $450


Note: Other excesses may apply - check quotation
confirmation or policy schedule for details



Features & Benefits:

• 21 day cooling off period
• Travelling expenses after an incident
• Hire car following theft (limit 14 days & max $1000 )
• Trailer cover (limit $500)
• Essential temporary repairs (limit $500)
• Redelivery costs if repairs are carried out over 100kms from your home (limit $500)

Terms & Conditions: Policy coverage excludes all drivers aged less than 24 years of age. Note: Learner drivers permitted where the policy is endorsed accordingly.