Is there any way to remove the key from the fob? That way it can be kept secure away from the fob.
Then you can replace the fob only if stolen and still have the original key.
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Is there any way to remove the key from the fob? That way it can be kept secure away from the fob.
Then you can replace the fob only if stolen and still have the original key.
Great Idea,
I actually just added as specified items "Motor Vehicle Key Fobs & resultant loss costs" to my home insurance.
The agent just stared at me, so he got written instructions to have it added. Insurance company rang to confirm what I was on about, explained and they said, oh never thought of that. They have accepted the risk and added the items.
Car and house are insured with the same company. However they are insistant on one claim per policy - one for the house and contents and one for the car.
This is just another way for them to prevent any worthwile claim and minimise their exposure by making me pay two excesses and not one. The fact that the burglary occured in the house and not house and car is irevellant in their eyes so I am shopping around for a new insurer.
"Not happy Jan!":mad:
To answer another option - the theif has a key and unless you change the door locks he can still get into the car and wreak havock even if he can't drive it away.
The only course of action is to replace the locks, re-code the electronics and replace fobs!
This is an issue that must effect many makes to varying degrees so my advice is to everyone to insert a specific clause in your policy
Cheers all
G'Day Robert. Thanks for bringing this rort to our attention.
Mate, as a stop-gap if the money is not available, what about a secondary 'dead- bolt/ locking system'? That is, a cheap additional auto locking system from Jaycar or the like.
Alternatively, have the keyfob deactivated and disconnect all of the key barrels in the doors.Remove the mechanical means of operation and rely on the new fob to get you through.
Not sure if there are sensors that will have to be fooled for the security system to operate correctly.
Don't know if this is possible, but a bit of bush- mechanickin' might help.
Dave.
RACQ is who I'm insured with and they won't look at adding any additional cover for this situation.
The guy's been caught but there is still the unknown factor if he has given the key to a mate or will be back after he gets a smack on his wrist.