Thread: Guard your key fob

Originally Posted by fraser130

I would have thought if the fob was in your house, then you home/contents should cover it.
bugger!

Fraser

That iwhat I thought. You would be claiming the replacement cost of the Fob.

My claim would be that the vehicle's security system has been compromised and therefore must be restored. If you were to endeavour to obtain comprehensive or theft cover from another insurer and declare that a thief has a key, I doubt they would be interested in providing cover against theft.

if they take the key of a d4/sport/vogue, a new key can be programed and the stolen taken off the car, but you MUST have the spear key as that will also be disabled as well,

but then you still have the prob of the d4 key will still open the car, but set alarms off, but wont start the car,

but who with out reading the book nose how to get the cut key AND the battery out of a d4 key,

Originally Posted by stig0000

but who with out reading the book nose how to get the cut key AND the battery out of a d4 key,

... and know where to insert the key!

I know, I know, I know!!!

Sniegy, I suspect you aren't the one who took the key so it doesn't count.

Originally Posted by Neil P

I really think folk should get a Safe . I've had one in each house for many years. For real valuables , a Bank deposit is good too .
Save yourselves some grief !

Until the drug-fueled, low-lifes realise the keys aren't easily accessible - then threaten your family. It's a no-win situation.

My insurance policy (Product Disclosure Statement) clearly states what is and what isn't covered and in this case it is up to a max of $750, all I can do is try to argue the point this with another claims officer and get them to bend the rules.
So much for loyalty - having comprehensive car insurance for over a decade, (only claim being third party that was not my fault) and full home insurance for nearly a decade also they are happy to screw you and say that they give you peace of mind full cover insurance... all with a smile!
So far I have have spoken to two people and got the same prepared rhetoric.
I have also checked out two other insurance companies, while they offer a little more at $1000 but a long way short of the true cost to re-secure your vehicle.
In conversation with them I did suggest that it probably would have been better that the guy took the car but got no response from the insurance reps on that!
Yes you can change the fob programming however it still means that the car can be opened with the key allowing full access and loss and or damage to anything and everything inside which would not be covered by any insurance because "I did not take reasonable/all steps to secure the car".
Going to have one more go tomorrow with them!