Thread: RRS insurance - What th...?

Hi Greg,
Not sure of your vintage, I'm 50+ a little bit, RRS 2007, in Perth, clean (ish) license no claims, multi policy discount $550 excess and pay $968.00 with SGIO, does that help you at all as a comparison? Car is insured for $65k ish

They model it also on the history of claims for the model car, ie driver profiling via claims history , RRS drivers are clearly seen as more capable and less involved in accidents than caprice drivers....
Reality though is there are a lot of hire cars that car caprice...that would skew the data they use

Your postcode has a lot to do with the premium as well. When we moved 2 Klm's away from our last home, our premiums dropped considerably. Not only the cars, but house etc as well. The only thing that changed was the postcode.
As well as the actual vehicle itself, insurance companies base their premiums on crime rates etc for the postcode you live in.

Cheers, Craig

If you don't like the price go elsewhere. You get a better price by just asking with most insurers.

I recently moved a couple of k's down the road, same post code. My insurance went down by $80+, when I asked why, they said they used google earth and could see my new house had a garage! WTF! Big brother is watching for sure!

Thanks Nomad, I'm much the same vintage:-) Interesting thing (for the other posters re postcodes) is that all the vehicles are company cars, and registered to the same address, all with garaged, security alarmed housing. Good grief. There's no rhyme nor reason to it.
Still waiting to hear back from the broker. I think the insurance companies throw some straw in the air and see how it falls.

Sounds like a company I'd like to work for!

Insurance becoming very interesting. I have been with SGIO for 54 odd years however for a 2010 4 SE suddenly wanted $1276 this year up from $868 for the previous year. Got a quote from YUOI fo $892 base on age and record. Went back to SGIO who beat it by 10% ie. $812 for the year. Guess I will have to wait until next year to find out real cost. Best of luck Greg however are also starting to question effort of brokers.