I had an issue with Lexus service, and after 3 months of me trying to get something done about their Brighton Victoria dealership, Lexus did nothing. Totally hopeless. And Lexus have a reputation for providing good service. A crack in a side mirror - the dealership said it had to be replaced. They claimed the whole unit - had to be brought over from Japan. Over $5,000 to replace it. I took the vehicle to a repairer, who bought the mirror and a plastic bezel and replaced it with labour for $600. The dealership would have done the same but would have charged $5k. Robbery. The same dealership also lied about a supposed issue with another Lexus (an RX350). The girls in the reception area are pretty though.
  
I also cracked my mirror in the D4 (my units fold back so the mirror costs more as its a different shape) - the cost was $95 inc GST. Quite a bit different from Lexus. 
Turbos can go wrong and at least your's did not fail - but if it had of, its not a common failure, and LR don't make the turbos, they buy them in. The same with the solenoid that seems to have caused your problem. I do worry about turbos though - I had a 99 series Turbo SAAB - turbos were unusual then. I still idle down my Disco for a while before turning it off - I don't know how well the turbo bearing oil is cooled after the vehicle is shut down, so I prefer to ensure the temperature of the turbo is gone before shutting down. I remember one night out racing around in the SAAB with a friend in his hot car back in about 1980 at night - we stopped and I lifted the hood on the SAAB - and we were bathed in bright red light - the trees next to the road as well - from the turbo which was glowing red hot metal. 
Another approach might be to try another dealer - perhaps your not getting the best service available? 
The extended warranty charge is really annoying though ... I do think that LR normally only offer an extended warranty at time of purchase. I think the key is to have a warranty that will take your vehicle to where it can be repaired without much cost. So if your in the Kimberly outback or somewhere, its got to go to Perth - you need a policy so that it won't cost much to get a broken down vehicle to where it can be repaired. My 2014 Disco got an extra 2 years and that cost about $1,000 - so someone is making a big profit from that $5,000 quote of yours IMO. I recall that a big insurance company is behind the LR warranty was Allianz - perhaps there are companies like Allianz who might provide a 3rd party warranty? The fact your's is still under factory warranty might make such insurance more available?
I notice that you are towing too - since you have the Redarc Tow Pro. Not sure if that has been an issue or not. Also I note you are using 20" wheels and low profile tyres. IMO that is a risk in itself off road. 18" are a better bet IMO.
I considered selling my Disco for around $75k and getting a ute for towing - but all up, I'd have got no change from doing that. And the vehicle would not have been nearly as safe as the Disco, or as comfortable, easy around town, or as good a tow vehicle. But if I was doing really tough off road climbing etc., I wouldn't choose a costly vehicle. 
Cheers and I hope things go better for you. let us know what 3rd party warranty you settle on ...
Bookmarks