Beach Idiots

**101RRS** · 14th January 2019, 04:33 PM

Originally Posted by LRJim

Im surprised the insurance company say "where you on a marked road or street?"..."no? You were driving on the beach? Well too bad then!" Just my 2c, you all know what these insurance company's are like!
Good luck with it all, hope they actually come to the party
Cheers Jim

Well if insurers are silly enough not to check this out before taking out there insurance, well they cannot blame anyone but themselves. The PDS covers what is covered and what is not and if it is silent on an issue then you are covered.

**Celtoid** · 15th January 2019, 10:12 AM

Many years ago I had a an incident on Fraser Is that damaged my D4. I was nervous about going to RACQ as I worried about them rejecting the "on the beach" incident. The claim was going to be close to $5K.

Fortunately I worked for a large corporation so I chatted to one of the company lawyers that I knew pretty well. He stated "the cops can fine you for any road behavior on Fraser Island because they are gazette roads (speeding, DUI, etc.), so the insurer doesn't have a hope in hell of walking away from the claim".

Called RACQ and didn't have a single issue ... the fact that I'd damaged the car on Fraser Is only generated a "you're not the first" comment. :-)

DiscoMick · 15th January 2019, 10:20 AM

Yep, there are speed limits and the roads show on maps, so you should be OK.
RACQ told me if it was on a map I was covered.

**cucinadio** · 17th January 2019, 03:30 PM

Not cool at all mate... did you take details or anybody film it?

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