Thread: Discovery 4 insurance rates

Originally Posted by veebs

I thought Toyotas never needed repairs? I'm certainly being told that often enough...

Insurance repair costs are crash repairs, not mechanical repairs

Originally Posted by DiscoJeffster

Insurance repair costs are crash repairs, not mechanical repairs

Haha, you’ve seen the top gear hilux right? :-)

RACWA premiums for our D4 2016 valued at 60K approx. were about $1350- $1450 from memory and I got just over a grand back when I sold it recently. I've been with them for many years so get top discounts for no claims ...... no claims on car insurance anyway for but part of the roof blew off last May and caused much internal damage as well so maybe premiums will shoot up for the house anyway.
AlanH.

Originally Posted by ATH

RACWA premiums for our D4 2016 valued at 60K approx. were about $1350- $1450 from memory and I got just over a grand back when I sold it recently. I've been with them for many years so get top discounts for no claims ...... no claims on car insurance anyway for but part of the roof blew off last May and caused much internal damage as well so maybe premiums will shoot up for the house anyway.
AlanH.

I'm an RACV gold member so get a big discount for that, plus a multi-premium discount, plus no car insurance claims in living memory - and it's still over $2,500 at a $75k agreed value. Sounds like insurance is a lot cheaper in WA.

Originally Posted by Arapiles

Sounds like insurance is a lot cheaper in WA.

It's not because they're better drivers Arapiles, I can all assure you of that.
AlanH.

Originally Posted by ATH

It's not because they're better drivers Arapiles, I can all assure you of that.
AlanH.

I 100% concur with this. I live within distant earshot of the Great Eastern Highway, and within MINUTES of a light shower, I am guaranteed to hear sirens. Often, someone will have put their invincible 4WD on it's roof.

In Vic I insure all my vehicles Third Party Property only. I'm in a rural situation so they're garaged about 1/2 k from the front gate. they're all around $800 each. So I'm covered if I damage another's property but if I destroy my own I cop it on the nose.
Cheers, Rob S

Originally Posted by DiscoJeffster

Where are you located?
I’m paying about $1200 per annum for my D4 with agreed value of around $30k with RACWA. I did recently get quotes and they were nearly double but nothing near the numbers you’re talking.

Also with RACWA, have an agreed value of $60k and just paid $1100 premium. I'd be asking how they can charge more for half the agreed value.