Hi there fellow D4 owners,

Firstly, I am not planning on selling.

I am wanting to get a sense on replacement costs for insurance purposes as I am sure I would get done over if it ever came to that.

What is the general feel for a well maintained 2016 D4 HSE with off-road fruit, but not abused, great condition in and out, at around 140k kms?

Had a look on carsguide and there is nothing younger than 2013 vehicles hence redbook unable to provide a price guide!