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Thread: Student quoted £9000 to insure Land Rover - FarmersWeekly

  1. 14th April 2011, 04:40 AM #1
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    Student quoted £9000 to insure Land Rover - FarmersWeekly


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    Student quoted £9000 to insure Land Rover
    FarmersWeekly
    A farm student was left gobsmacked after being quoted more than £9000 to insure an old Land Rover. The online quote for £9311 was sent by insurance giant Aviva to Adam Horsfield, of Great Wilbraham, Cambridgeshire. The vehicle in question was a 1984 ...

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  2. 14th April 2011, 08:02 AM #2
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    No wonder people don't insure vehicles!
    Ron B.
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  3. 14th April 2011, 08:06 AM #3
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    Quote Originally Posted by p38arover View Post
    No wonder people don't insure vehicles!
    Can't say I have ever tried to insure any 'vehilces'
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  4. 14th April 2011, 08:09 AM #4
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    What is a vehilce
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  5. 14th April 2011, 10:11 AM #5
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    Quote Originally Posted by Camo View Post
    What is a vehilce
    Must be vehicle in one of the Indian languages:

    Inter-state gang of vehilce lifters busted
    TNN, Jan 16, 2011, 04.23pm IST

    JAMSHEDPUR: A police team from Jamshedpur and Bihar's Nalanda districts busted an inter-state gang of car lifters on Saturday and recovered 18 sports utility vehicles (SUVs) from them.

    Three persons Rajiv Rai, Sunil Singh and his unidentified accomplice have been arrested during the nightlong raids in different parts of the Steel city late on Friday evening.
    Inter-state gang of vehilce lifters busted - Times Of India

    Either that or Ron writes for the times of India.
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  6. 14th April 2011, 05:04 PM #6
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    Quote Originally Posted by p38arover View Post
    No wonder people don't insure vehicles!
    If you watch any of those silly UK cop shows late night on Foxtel, it seems that it is the individual that is insured and if you don't have any property damage insurance the Police can impound and crush your vehicle.

    The insurance information is also collated on the ANPR system database.

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  7. 14th April 2011, 05:50 PM #7
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    Quote Originally Posted by Lotz-A-Landies View Post
    If you watch any of those silly UK cop shows late night on Foxtel, it seems that it is the individual that is insured and if you don't have any property damage insurance the Police can impound and crush your vehicle.

    The insurance information is also collated on the ANPR system database.
    Nah not quite

    In the UK you have to have insurance min third party . There is not CTP in the uk

    You go and get insurance for the your car . But on full comp you normally are allowed to drive someone else's car third party . But that car you drive has to have a different insurance policy on it. The method behind this is to stop you having three cars of your own and insuring one and then driving the other two on the third party from the first car. This is normally where people fall down on these shows and think they can drive an uninsured car on their third party insurance . Which as will have seen they can't

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  8. 14th April 2011, 06:01 PM #8
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    Ali

    If I understand correctly, your reply still sort of indicates that the individual has to have third party (property/personal injury) to cover their driving of the car that they are using at the time. Even if that car has comprehensive on it from the owner of the car?

    Is that how it works or something completely different?????

    If I'm driving your car and carrying the third party from my car's policy and I smash your car, does your comprehensive repair the damage I did to your car?

    Diana

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  9. 14th April 2011, 06:14 PM #9
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    Quote Originally Posted by Lotz-A-Landies View Post
    Ali



    If I'm driving your car and carrying the third party from my car's policy and I smash your car, does your comprehensive repair the damage I did to your car?

    Diana
    No

    Alot of friendships have ended because of that

    That is where the rule of " you bend it you mend it " comes into borrowing a car.
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  10. 14th April 2011, 06:36 PM #10
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    Quote Originally Posted by Reads90 View Post
    No

    Alot of friendships have ended because of that

    That is where the rule of " you bend it you mend it " comes into borrowing a car.
    I think I somehow prefer the system we have here where the insurance is on the car, irrespective of the driver and only the excess payable changes for underage etc drivers.

    You won't find me on: faceplant; Scipe; Infragam; LumpedIn; ShapCnat or Twitting. I'm just not that interesting.
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