Inner pad wear is most likely going to be due to early signs of caliper failing then falsely attributed to a stone guard....
As seals age and piston gets less compliant the pressure is greater on the inner cylinder.
More noticeable on the rear calipers with just the two pots and single crossover.
On my now retired D1 and 130 I would logged over 500,00km with probably half that on dirt. The rattle guards came off on both vehicles within first months of corrugations.
THE ONLY TIME inner pad wear was apparent was as calipers started to fail... but all you do is flick the pads inner to outer to buy time before caliper overhaul 
Stone guards are there to look good.
Steve
'95 130 dual cab fender (gone to a better universe)
'10 130 dual cab fender (getting to know it's neurons)
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