no problem with over heating
have to say that even though my disco is loaded at the front end i have no problem with over heating or ride hieght. i dont even have the viscous fan on anymore. it will stand for hours running and not overheat. i do have a kenlow fan fitted and all my cooling system is new. plus i have a winch bumper which mounts the winch lower than the ones ive seen here in Australia. due to the design of the winch bumper i have lots of access below that allows air to hit the rads etc.
i have two a/c condensers fitted , one at a 45 degrees angle from the back of the winch downwards towards the axle . it is protected with a 5mm steel guard and has a fan attached to the back of it.
i have put an industrial fan in front of the vehicle and tested to see how well the air is getting through all the rads and it comes through quiet powerfull .