i'm probably not going to be a huge help, but i use mineral oil in my auto trans. i do a 5L change every 5000kms, as i notice it does start to smell a bit burnt after a 1/2 days sand or mud driving. i'd suggest towing would be a similar stress. if the light has come on for you(i never have) it' definately worth, at the very least, letting a small amount into a glass jar and seeing it's colour and smell.
mineral is cheaper, and 100% fine/safe, but from my limited research, needs more frequent changing.


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