Thread: Defender Insurance

Agreed value on D4 and new for old on 90 (fat load of good but pays full price)...

Both with CGU...Covers everything.

D4 is about $700. The 90 is around $750

Max value for a 2000 td5 130 hcpu is 13k. Glass guide and redbook value. I could not get a big name insurance company to go over this. Even with evidence of a low km and looked after vehicle. Ended up going to shannons. But would only insure using initial purchase price. But will increase it with evidence of improvement after policy has been started. Cost about 150 dollars more to go from 13k to 20k. I tried youi and they did say they would do agreed value but would not list it on policy. Only when you make a claim they would then assess the vehicle against current market value at that time. Too up in the air for me. I did ask what wiuld happen if it is stolen and not recovered how do they assess it then.. she said she will talk to supervisor. Then i was told they would take my word for it .... which really means we will give you your 13k unless you can prove otherwise.

Just got a price from Allianz for $50K agreed vale cover for $860 per year

Sounds ok but going to keep trying.

Cheers
David

most I could get was $63 K for the 2015 110. Probably doesn't cover all the extras on it.

I had the same problem, only company that would insure the car for what I payed was Shannon's. All the rest were 10k under

I just went to a specialised 4wd insurance broker - found me a policy that covers every accessory at an agreed value ($20k north of redbook) and covers anywhere in oz (whether a gazetted road or not). Was cheaper than my previous policy too.

Would also have said Shannons

Originally Posted by n plus one

I just went to a specialised 4wd insurance broker - found me a policy that covers every accessory at an agreed value ($20k north of redbook) and covers anywhere in oz (whether a gazetted road or not). Was cheaper than my previous policy too.

What is the name of your 4wd broker Rick?