Thread: Club 4X4 Insurance

Thanks for that. Getting mods covered seems to be very variable between the companies.
I remember with our old D1 the mods were worth more than the vehicle and AAMI refused to include more mods than the value of the vehicle, so some of our mods were not covered.

Sounds like you have peace of mind now - that's hard to put cost on.

Yep, the Defender doesn't need mods, just accessories. 😎

I have gone to Club 4x4 also. Highest agreed value l could get. I didn't go with all the recovery options etc. More interested in covering the 130 (and accessories) for what it's all worth.

I am the same. Been with Club4x4 for about 18 months now. All accessories covered. Major downside is that I now know how much I've spent on said accessories.

Which reminds me... I need to update my build post. I've been very slack.

Originally Posted by kogvos

Which reminds me... I need to update my build post.

Yes please.

Looking at changing over to Club4x4 Insurance. ...But with regard to vehicle recovery, I was just reading the PDS and it says this on page 19:


"You are not covered under the policy for:
• - any structural, mechanical, electrical or electronic failure or breakdown;"

I'm assuming the insurer is not liable for the cost of repairs, but does this also mean you're not covered if you breakdown?

Originally Posted by Zeros

Looking at changing over to Club4x4 Insurance. ...But with regard to vehicle recovery, I was just reading the PDS and it says this on page 19:


"You are not covered under the policy for:
• - any structural, mechanical, electrical or electronic failure or breakdown;"

I'm assuming the insurer is not liable for the cost of repairs, but does this also mean you're not covered if you breakdown?

You are insured for accident not break down`s .
If you want break down insurance go to your local motoring group