To quote the OP:
As anyone who has ever ridden a bicycle across tram lines in the rain knows, rubber on wet steel slips like buggery. Therefore belt slip under load is the most likely answer. All that needs to happen is a substantial amount of water gets onto the crank pulley and the alternator is working normally. It won't be at idle, you know. And most likely its a serpentine belt so the tensioner is automatic.
Dead bearings would be howling loudly already, usually they wreck the armature against the field before they induce belt slip. A teeny weeny bearing is no match for a fully tensioned drive belt. A seized bearing usually spins in the alloy housing and instantly wrecks it allowing the armature to contact the field cores.
If the dash tacho was driven in the normal way off a dissy or a toothed wheel in the injection pump (like say a Rodeo) this question would never have arisen as the OP never mentioned the red light coming on.
As for shorting, 12 volts won't conduct anything much through fresh water. If you read one of the electric fans threads you'll see that little fact mentioned. Regulators are generally well sealed. Salt water is another matter and not be something you drive through on a regular basis without rapid vehicle destruction.
Oh and finally, I'd hazard a guess that the 3 feet was not measured with a ruler out of the window, so could be substantially less.
Lets hope the OP comes back and enlightens us on his choice of vehicle.![]()




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