Thread: Where to get insurance on a highly modified D1

I think you'll need an engineers certificate to get it insured. Will cost between $500-over $1000, then you have to go get it on your rego papers(about $50).

Originally Posted by Boxer

I was with Shannons, but they can't insure me offroad, so i switched to Australian 4WD Insurance. Agreed value, insured anywhere in Australia that's charted, even in sea water! They even matched my Shannons premium. They run through DGA insurance. Tell them I sent you :P

boxer, whats their view on mods? do they have to be engineered/approved

That's not such a problem in this case as the previous owner who had it modified had the lift and the brake line extensions etc certified by an engineer and he gave me the certification when I purchased it.

Cheers,
Terry

Not too sure 2Door, what did they tell you Terry?

Sorry but I've had some real issues with the software on my laptop today so I've been flatout with that and have not had time to ring anyone.
This will have to wait at least until tomorrow until I can catch up and haveenough spare time to wait the mandatory 40 minutes on a telephone as per the norm with Insurance Companies.

I'll put something up as soon as I find out Boxer.

Cheers,
Terry

Originally Posted by TerryO

Hi everyone,

I've taken to this whole Landrover thing with a passion, after getting a nice D2 only about three weeks ago that I intended to use for everything including off road work I decided after driving it for about two weeks that the D2 was way to nice to bush bash with, so I found a D1 with every mod on it I thought I might need and then some.

So of I went last week and purchased the D1, I find myself driving the D1 now more then the D2 which I also love to drive.

The thing is I want to insure the D1 for theft and third party, maybe even comphrensive if the price is right. I usually have everything through NRMA but they in general don't want to know about vehicles that have any mods done to them let alone something like this old girl. Plus they charged a fortune for comphrensive insurance on a bog stock D2.

So the question is does anyone have any recommendations on a insurance company that doesn't charge the earth and will insure a Disco that doesn't really resemble to much what it came out of the factory like. If their is decent insurance company out there with a good deal to be had then I would also change the D2 over as well.

Thank you in advance for any assistance.

Cheers,
Terry O'Neill

Hi Terry
When I was the 4wd QLD association rep for our 4WD Club, we used TCIS who is the underwriter for the clubs activities, they are in Sth Aust and their premiums were quite competitive for modified vehicles i.e. mine was only another $70 dearer than Suncorp her in QLD and NRMA would not even touch me. Another one is QBE who are extremely competitive. If you Google TCIS the girl there is very helpful and will email a quote within 24hrs.
Cheers Ian

Originally Posted by Boxer

I was with Shannons, but they can't insure me offroad, so i switched to Australian 4WD Insurance. Agreed value, insured anywhere in Australia that's charted, even in sea water! They even matched my Shannons premium. They run through DGA insurance. Tell them I sent you :P

There must have been something else involved - two weeks ago I got a quote for my 101 from Shannons for offroad work and was not an issue. I would have gone with them but got a better overall deal elsewhere.

Shannons had a good premium but there excess was high and I only had first option to buy the wreck if it was wriiten off. With my current insurer the premium was only slightly more but the excess was half and the wreck is returned at no cost.

Garry

Originally Posted by garrycol

There must have been something else involved - two weeks ago I got a quote for my 101 from Shannons for offroad work and was not an issue. I would have gone with them but got a better overall deal elsewhere.

Shannons had a good premium but there excess was high and I only had first option to buy the wreck if it was wriiten off. With my current insurer the premium was only slightly more but the excess was half and the wreck is returned at no cost.

Garry

They are a weird mob, they wouldn't insure my 2a if I took it off road