Thread: Insurance Quotes.

SGIO - $438 (ish)

Fully Comp
$500 excess
Windscreen cover
Additional accessories noted
Protected no-claims for life
Coverage everywhere I believe (but have yet to find out for sure!)


..:: KIEREN ::..
2000 Disco II Auto V8
Object Of Mass Consumption
AussieAubs Disco Page

$1400.00 per annum

I am only young and the youngest listed driver is 25 and it is insured for business use which raises the premium a fair bit.

Full Comprehensive
Windscreen Cover
Hire Car Cover
Excess $450.00

Insured for market value plus accesories;

• 2002 D2 V8 Auto ES Model
• Snorkel
• Bull Bar
• Spot Lights / Driving Lights
• 2" Raised Suspension
• Cargo Barrier

In addition my coverage is for anywhere in Australia including private and public property as long as I am not breaking any laws. I specifically asked about coverage at 4wd parks etc.

Western QBE 6 monthly $335.00
Market Value insured
Excess $350.00
Windscreen and NCB protection.
For a 02 D2 Td5 Auto

I have no idea if I am covered off road I am calling Monday to find out

Tcis $1200 $500 excess
many modification /accesory extras
covered anywhere geographically in Oz even to the edge of australian waters ,water crossings beaches private land ANYWHERE
Agreed value is very high to over double of what market value is
very happy with there service

Kelvin

youi
$590
Both listed drivers 40
max no claim
Accessories, (bull bar, driving lights, snorkel).
No windscreen
No hire car
Market value, (I was told was from Red Book which is about what I paid)

Jeff

Myself and a number of mates have TCIS insurance similar to Kelvin, full cover off road, agreed market value & itemised list of after market accessories & modifications etc.
Mate had a claim due to a roll over & claim was rejected due to accessories & modifications not being legal (i.e. more than 2" lift & larger tyres) even though all items being accepted by TCIS in the policy.
Need to be very sure that you are actually covered when it does come time to make a claim otherwise you run the risk of paying out money for nothing.
Mate is now building up another truck from parts from his written off truck & unfortunately no insurance payout - he is now rethinking his future insurance options.

Quoted from the TCIS website:

Modifications
No restrictions applied to vehicle modifications providing the vehicle remains legally roadworthy.

I'm looking at changing my insurances ATM.

Great thread

NRMA. 2001 td5 Manual.
2010-2011 $902.40
Agreed value $17500
excess $800
Both drivers over 40.

Just to show how having a higher excess can lower your renewal.
The above quote with the lower excess, shows if car is writen off, we are slightly better off with the return. Just under a $1000.
TCIS only made the below quote, when we told them the NRMA quote.

TCIS Quote; $723.02
year of quote 2009
excess $600.

NRMA, $677.36
Year of quote 2009
excess $2000