Thread: MY HEAD ON SMASH IN MY EX ARMY DEFENDER

Originally Posted by Lotz-A-Landies

There is no responsibility for you to make a claim against your insurance company when the other party is at fault and insured. It is just easier for the insurance companies to deal with each other.

Firstly make sure you have reported the accident to the police and that they have determined fault, or the other party has admitted fault or there is no question of fault. If you make a claim directly on the other party's insurance company you can expect to be mucked around but you need to be determined, persistent and get your documentation in quickly.

You will need to get repair quotations from a number of repairers and also get dealer prices on the same model and year defender. Take copies and deliver the paperwork and letter of demand by hand to the other insurance company make sure you get a signature or have the paperwork delivered by registered mail or signed for courier delivery.

Remember if they are at fault, all the rights are on your side, you have no contract with the other company and they are paying for the damage and inconvience their member caused to you. They have to pay you for the full cost of repair and in fact do not have a right to the wreck of your defender. They will try to claim they do but they don't, don't let them remove your property from your possession. It matters not that you may be able to repair it cheaper than the cost of the quotes.

You can then negotiate.

thanks look in to it

Originally Posted by LRO53

There's still a few up here forsale in Brisbane as well.

2000 LAND ROVER DEFENDER (No Badge) 110 SUV Cars For Sale in QLD - carsales.com.au

2000 LAND ROVER DEFENDER (No Badge) 110 SUV Cars For Sale in QLD - carsales.com.au

hi thanks see what happens. have a sister up that way

You must have got the other drivers details, send them a letter of demand asking for the cost to repair or replace. It is then up to the other driver to send the letter of demand to their insurance.

The insurance company could deal with you or ignore you. They can settle, they can fight it in court but will most likely settle if they can negotiate a payout they think is fair. If your insurance company gets involved they will most likely settle.

I think it might be an unwritten rule, force the the other chum to use his insurance, that way you have to at least pay the excess and it keeps the insurance companies in business.

I hope the Insurance come good and glad you guys are good

Originally Posted by lardy

I hope the Insurance come good and glad you guys are good

im good mate same thing happend to me few years back in a 89 rangie the bloke fell asleep behind the wheel.at 16 months old my arnt ran me over in the bush mum found me walking around with a****ty nappy and tyre mark across my back left with big scare on my guts doctors opened me up. me and cars

Have you considered taking the bus more often???

But seriously, glad you're okay and I feel for you.

Originally Posted by Davo

Have you considered taking the bus more often???

But seriously, glad you're okay and I feel for you.

THANKS MATE