It happened to a relative of mine when she used a card to give money to a well-known charity - it all was eventually refunded by the bank.
Last I heard it was thought to be a part-time worker on a tourist visa "working" for the charity (they employ heaps of them for short periods apparently) ...
So I guess if this happens you ask yourself where you have used your card and who did you give the additional "security" number to (a lot seem to insist on it now).



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I know how much I am spending and when to stop,if we want a large ticketed item we save and still pay cash, helps in price haggling.

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