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Thread: Defender nominated driver- Insurance cover

  1. 19th July 2015, 01:27 PM #1
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    DeeJay
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    Defender nominated driver- Insurance cover

    Now my daughter is driving - her age is 19- I wonder how I would go - insurance wise- lending her the Deefer if her car broke down?
    I tried a couple of these online insurance quotes & they seem to add $600 if I put her down as a second driver, either that or knock back the cover.
    Would I be refused cover if I lent her the Deefer due to unforseen circumstances and she had a prang? - if she was not on the application form?
    There is no way she would get the keys unless really in trouble.
    Anybody had experience with this?


    Thanks, David
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  2. 19th July 2015, 01:45 PM #2
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    Disco Muppet
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    My insurance forms just say that my excess is $xyz higher if the vehicle is involved in an accident and the driver isn't listed.
    Has been on both the insurers I've used.
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  3. 19th July 2015, 02:06 PM #3
    mikehzz Guest
    That is correct, I checked when my kids were her age. My excess jumped from $600 to $2000 if they had an accident.
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  4. 19th July 2015, 06:53 PM #4
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    jerryd
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    I've just put number one son as a named driver onto the defender policy, he's just got his p's and has just turned eighteen. The policy premium has increased by $1200 per year

    The excess is $600 + another $550 if he has a bump.
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  5. 19th July 2015, 07:00 PM #5
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    NRMA make the claim that they cover anyone who drives your car - fine print adds excess for younger/inexperienced drivers
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