Thread: OS payments.

Originally Posted by V8Ian

What is the best/cheapest option for paying a UK vendor $500, direct deposit, Mastercard or PayPal, whith whom I don't have an account?

Hi V8Ian, I use PayPal by far the most convenient. Just set up an account online and link it with an existing credit card/bank account. That easy. Never had a problem, in fact bought a led light upgrade kit for my puma from the UK via PayPal yesterday.

Cheers Simon

Originally Posted by travelrover

Hi V8Ian, I use PayPal by far the most convenient. Just set up an account online and link it with an existing credit card/bank account. That easy. Never had a problem, in fact bought a led light upgrade kit for my puma from the UK via PayPal yesterday.

Cheers Simon

Gotta agree with Simon, way safer as well. There is a degree of protection with PayPal purchases if the item doesn't arrive or is damaged/different from described.

When I sell stuff on eBay I'm not a fan just because of the fees charged to the seller but as a purchaser its great.

If you want to buy internationally often, open a VISA account that does not charge overseas transaction fees.
A couple that come to mind are Citibank or ING.

Link your PayPal to that and its the best of both Worlds.

To be honest I didn't know that ING didn't charge international fees until I accidentally bought something on that card while OS. Their exchange rate seems much better than other banks also. Now I use mine for all ATM transactions OS.

My main card has travel Insurance and Qantas points , but they are getting worth less and less.
Regards PhilipA

I have a Latitude 28 Degrees Mastercard. They don't charge foreign exchange fees. You can input or withdraw cash at any ATM. I used it for overseas purchasing when Brian's Retirement Sale was operating and used it across the USA when travelling. No problems ever. They are quick to respond to "suspicious transactions". I paid my hospital bill of $3,000+ on it and had an SMS within 30 seconds about a large transaction "Was it you?"

I myself use PayPal.

I use paypal linked to a credit card. One of the main reasons is because the overseas seller does not get to see your credit card details during the transaction.