Home insurance increase

**4bee** · 23rd January 2024, 12:58 PM

Originally Posted by Roverlord off road spares

The boys started when they where young around 12 and they played at a lot of places example fed square when they where in high school. Andrew Macalister as he ran a lot of different levels of kids. Mario enjoyed watching the boys at practice.and going to watch them play at different venues. They started out with cheap student insturments and then we bought them the real real good brand ones and you can tell the different in the sound. Kristopher has a Tenor saxophone and he use to play the big Baritone which he borrowed from Andrew when it was need, Brendon has the Alto Saxophone and the clarinet. Mario got a lot of enjoyment from his boy and was proud of them doing music.

Did you miss your calling, say playing the Drums?

**4bee** · 23rd January 2024, 01:46 PM

Originally Posted by scarry

It will be interesting to see what will happen with blocks of units,and EV chargers in the basement carpark?

As I have said before insurance companies will just walk away.
Some may take the risk,but the premiums will be astronomical.

Maybe then Owners will be back charging claims to the TESLA bloke who apparently started this madness?

Why not?

**Roverlord off road spares** · 23rd January 2024, 03:29 PM

Originally Posted by 4bee

Did you miss your calling, say playing the Drums?

I was to busy being the chauffeur

**4bee** · 23rd January 2024, 03:37 PM

Originally Posted by Roverlord off road spares

I was to busy being the chauffeur

Apparently driving using a phone is a no no so I guess they'd take a very dim view if you were a wannabe Gene Krupa while driving.

Gene Krupa - Google Search

**Hall** · 24th January 2024, 04:24 PM

t will be interesting to see what will happen with blocks of units,and EV chargers in the basement carpark

This is a divergence from the thread topic. But the quoted comment does remind me of a discussion I had. There is in Melbourne a block of units getting built. They of course want to go all electric. Ev Chargers for each vehicle in the basement and all electric units. It was brought to there attention that the local power supply could not meet the demand. How about gas cookers. A firm no was the reply. The answer, and I kid you not, a diesel generator in the basement for the EV chargers.

Cheers Hall

**p38arover** · 24th January 2024, 04:35 PM

Can't have gas cookers in Vic any more.

We'll keep our gas top stove, gas instantaneous hot water system, and gas heater.

**Homestar** · 24th January 2024, 05:20 PM

Originally Posted by p38arover

Can't have gas cookers in Vic any more.

We'll keep our gas top stove, gas instantaneous hot water system, and gas heater.

Only in new homes, I just bought a shiny new gas cooktop for our kitchen.

**4bee** · 24th January 2024, 06:27 PM

Originally Posted by p38arover

I’ll look around. I tried NRMA last year but they wouldn’t insure us as we are, allegedly, in a flood zone.

SNAP! You can expect the same when you live in an area that had seen one only bush fire since 1983 caused by ETSA's ( now SA Power Networks) problem of clashing street cables. It must have cost squillions to rectify as they inserted Fibre Glass rods across cable spans to keep them separated.
How many cable spans around the State Mr Bee?
"Must be bloody millions. And who picks up the tab?" Consumers do.

Today they also have contracted a Statewide scheme to cut back any trees that may interfere with cables.
No direct charge to consumers but I'm sure it is another thing tacked onto our Bills but not shown.

High winds = swinging wires= stuff dropping onto the undergrowth. Sparks, plastic insulation Possums etc= Mayhem.

**Blknight.aus** · 25th January 2024, 10:35 AM

Quiet bet...

last time townsville underwent a "wind event" the insurance for my property (already marked as being in both wind event and floodable areas) went up because "wind event".

whats a bet it happens again say, 4-6 weeks after the storm.

whats a bet, next year when there is no "wind event" it wont come back down.

**V8Ian** · 25th January 2024, 11:39 AM

You reckon house insurance is a trap?
Truck insurance is an absolute mine field!
e.g. buy a second hand truck for $100,000, insurance will ask for a nominated sum insured. Truck catches fire (probably parked too close to an EV

), so the owner expects 100k to clear the debt or replace the truck. No, insurance says the truck was only worth 80k, that's all they will pay.
Same truck, owner nominates 80k, makes a claim for third party damage, the insurance company says it's under insured, so will only pay 80% of the claim.
It's amazing insurance companies don't know what a truck is worth until the insured makes a claim.

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