Thread: Home insurance increase

There are no rewards for loyalty, try a different company or two.

Our home insurance doubled.
We moved on.

Many of our business insurances went up between 25 to 30% on the previous year.

All just a rip off.

I’ll look around. I tried NRMA last year but they wouldn’t insure us as we are, allegedly, in a flood zone.

I'm expecting our home insurance to rocket on renewal as we had a big claim last May/June with storm damage to the roof the very next day after paying up for the next years cover. 6 months later nearly all damage is completely fixed, new carpets, new ceilings in 3 rooms, re-painted walls and furniture replaced where damage was too much to repair.
Only outstanding item is damaged dressing table where refurbishment was botched by a 'craftsmen' who should stick to polishing stuff not attempting something beyond his capabilities. Insurer will get replacement furniture pics sent to them today and then we wait to see what they offer.
Damage doesn't look that much to start with but the amount of rain that flooded through the house and inside the roof after the tiles blew off was amazing.
IMG_4109.jpg IMG_4104.jpg

Why did the tiles blow off, only tied every second or third?

Not house insurance but My wifes car insurance was due $800 last week for a 2015 Renault that we hardly drive, was with Alianz

I scoffed at that & entered the numbers into an online compare thing.

Now with Woolies on a 'drive less - pay less' plan , $250 ish and removed under 25s from the insurance. free winscreen included too.

Originally Posted by goingbush

Not house insurance but My wifes car insurance was due $800 last week for a 2015 Renault that we hardly drive, was with Alianz

I scoffed at that & entered the numbers into an online compare thing.

Now with Woolies on a 'drive less - pay less' plan , $250 ish and removed under 25s from the insurance. free winscreen included too.

car insurance you will find is way cheaper through your existing company if you have been with them for a few years .... by doing an online quote. They punish any person that is silly enough to be a good customer and not leave every couple of years

House insurance has become insanely expensive. They seem to be rezoning everyone as being in a "flood area" so they can push the insurance amounts up.

Originally Posted by V8Ian

Why did the tiles blow off, only tied every second or third?

Not sure why but we've lived here for 40 years and it's never happened before. We have had the sound of tiles lifting when strong winds have blown off the ocean but never any damage and actually this big blow came from inland not from over the water.
RACWA were quick off the mark at getting the roof covered temporarily as was the next door house who had the SES up to do theirs which suffered much the same damage with tiles lifted off. They still have sand bags and plastic over their roof and from the amount of people making notes and being followed by the neighbour who is a very nasty arsehole, I'd say he's uninsured.
Good. I detest him.
AlanH.