Thread: Home insurance increase

Originally Posted by 4bee

Also a good point. Actually I do have a sniff inside elec panels before I hit the sack She then gets up & makes a cuppa.. NB. Spud didn't post this BTW.

Never found a hot joint yet & it makes me feel better. It is a bit late when the Smoke & Heat alarms (not quite the same things) are screaming their heads off & one is struggling under pressure to find one's Jocks in the dark.

If you are that worried,you could always have an electrical thermal scan done say,once a year.Then you wouldn't have to worry if you have a cold and the nose sensitivity has dropped off.

This has become mandatory by all insurers in the last few years for commercial properties.
Some of ours are actually done every 6 months due to the size of the switchboards.

BAck on topic,the insurance for the old fishermans shack we have,norther NSW coast, with lots of asbestos came up last week,quotes ranged from $4 to $6 K.
SWMBO did some searching herself,and ended up with QANTAS insurance at around $2K.

We also downsized 23 yrs ago,from a huge 6 bedroom residence.Apart from getting rid of that much furniture and other "stuff" we didn't need,there is way less maintenance,and huge reductions in other costs,insurances,rates,power,bla,bla.Our block here is bigger,but is mostly scrub,so way less maintenance.
I was not sorry to see the pool go either.
Mowing here takes less than an hour,including the footpath,there it was close to 4.Plus all the gardening,glad to see the back of it all.
Here is three bedrooms,which is all we need,plus parking for 3 vehicles under cover and another three outside,which is a better set up than the other place.
And a 6X6M office external to the residence,with shower,toilet,etc.

I'm trying to reduce stuff we've had for years like camping things we won't use in the future but I seem to get nowhere. I've a coin collection which should be ditched, a 60 plus year old camera, golf clubs, fishing gear by the mile, fruit trees, all still in exactly the same place as they were years ago when I decided to lighten the house up a bit.
Never mind, it'll give the inheritors something to argue about in in a few decades time. :O
AlanH.

Originally Posted by V8Ian

With that many cartons, who needs furniture?

They wanted them back

Originally Posted by ATH

I'm trying to reduce stuff we've had for years like camping things we won't use in the future but I seem to get nowhere. I've a coin collection which should be ditched, a 60 plus year old camera, golf clubs, fishing gear by the mile, fruit trees, all still in exactly the same place as they were years ago when I decided to lighten the house up a bit.
Never mind, it'll give the inheritors something to argue about in in a few decades time. :O
AlanH.

Bloody strange innit, how you seem to accumulate more than what you started with at the beginning of a Shed Clearance. Some things are just too good to toss but they have been hiding away until Revelation Day.

Sometimes you have to wonder where it all comes from. Moved to this country with all my possessions in a backpack. Moved house 18 months later and needed a van

Originally Posted by 3toes

Sometimes you have to wonder where it all comes from. Moved to this country with all my possessions in a backpack. Moved house 18 months later and needed a van

I've been here twenty four years. I'll need a 20' shipping container for my hobbies and tools

Originally Posted by ATH

Never mind, it'll give the inheritors something to argue about in in a few decades time. :O
AlanH.

Around 25 years ago my eccentric uncle ( he wasn't really, but he might as well have been ) passed. Mum was his executor ( the legal sort ). We all had to chip in to help. This bloke was a "collector". Had this rambling old house in South Yarra. It was big, but he had accumulated stuff. He had most of the place filled with cupboards, tea chests, boxes, trunks and just random piles, laid out in a way that he had passages, or companionways I guess, that reminded him of his days in corvettes. He used to run down ladders forwards.
Anyway, we filled 12 of the biggest skips you could get. Would have been a lot more but the gannets came from far and wide to rummage. And of course not everything got chucked. Lotsa good stuff.
But, he used to save cling wrap of stuff from the shops. He'd smooth it out and stick it to the walls "just in case". I wish I'd kept the box labelled "Pieces of string too short to be of any use", but it only contained pieces of string that were useless.
He left HIS family, not mine sadly, well over $2 million, which was quite a bit back then ( still is, in my world ). He left my mum his 1924 20HP Rolls Royce, but she gave that to a good friend of their's who would do it up.

"Give the inheritors something to argue about" indeed. Still, in my case my son probably deserves it.

Originally Posted by Tins

Around 25 years ago my eccentric uncle ( he wasn't really, but he might as well have been ) passed. Mum was his executor ( the legal sort ). We all had to chip in to help. This bloke was a "collector". Had this rambling old house in South Yarra. It was big, but he had accumulated stuff. He had most of the place filled with cupboards, tea chests, boxes, trunks and just random piles, laid out in a way that he had passages, or companionways I guess, that reminded him of his days in corvettes. He used to run down ladders forwards.
Anyway, we filled 12 of the biggest skips you could get. Would have been a lot more but the gannets came from far and wide to rummage. And of course not everything got chucked. Lotsa good stuff.
But, he used to save cling wrap of stuff from the shops. He'd smooth it out and stick it to the walls "just in case". I wish I'd kept the box labelled "Pieces of string too short to be of any use", but it only contained pieces of string that were useless.
He left HIS family, not mine sadly, well over $2 million, which was quite a bit back then ( still is, in my world ). He left my mum his 1924 20HP Rolls Royce, but she gave that to a good friend of their's who would do it up.

"Give the inheritors something to argue about" indeed. Still, in my case my son probably deserves it.

A ploy to get their hands on it or was it really done up?



The string would have only been useless if he couldn't find a use for it I suppose, but someone could therefore it wouldn't be useless.