so your paying $4914 comprehensive insurance for your daughter
assume you contributed to the cost of her car as well, you dont say how many thousands that cost you.
question is have you learnt your lesson
1. She is 18 or nearly 18 you cannot tell her what to do, you can advise her you can talk to her, but you cannot tell her what to do.
2. car was her's registered and insured in her name, not your's, if she wanted to let a friend drive it, that's her decision and any outcomes from that decision is her's to deal with.
3. she should make a decision on what she going to do now and if she decides to approach you for help, your going to need to make a decision on what help if any your going to give her.
4. I would carefully read the insurance policy, my guess is it may be she has no cover if the policy was to cover your daughter only as under 18 driver. That means no insurance money going to come her way at all.
5. your daughter may need to sue her friend driving the car to recover her losses as if the insurance company denies liability its the only way she goign to get any money to cover her losses.
6. your a parent, you going to want to do whatever is best for your child, that may mean helping out financially it may mean saying tough love time and saying you made a bad decision, you lied about your actions, you didnt take appropriate steps to protect your car, suffer the consequences.
cartm58
1993 range rover
