Mate, it depends on the company.
Ive had good and bad runs with these warrenty companies, 1 of them that we got with the Jeep, cancelled our warrenty after we made a claim which still cost us $650 so read the fine print carefully.
But then again with the VL Bombodoor that I had, we had some problems with the trans and they just put a reco trans in with no argument and when there was only days left on the warrenty the radiator crapped it self and a new genuine one went in and we had the car back in about 2 hrs and still no charge.


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