Hi
When I set up my account I just went in to the local NAB with my passport, UK Drivers licence and an address of where I was staying. Cause I was only on a tourist visa that seemed to be enough, ie didn't need tot get the 100 points. I set up an online account.
With ref to depositing the large amount of money you can only bring over upto $10,000 in cash into Australia. I found it easier to bring over a couple of grand and then transfer the rest over form the UK. Got a better exchange rate doing that way too. Your UK bank will arrange this and it will take about 5 days.
I've never had problems using my cards here. Just have to select credit on the eftpos machines.
HTH


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