Again Victorians are alledged to have spent over a $Billion on Christmas..... naturally most of it was on the never never payment, credit cards, worry about it later. Thanks to this spending frenzy I would like to thank them all very much when the Reserve bank hikes up home loan interest rates and it costs me even more on my home loan, even though I was frugile in my spending

And if you ever wanted to know why legal fees are so high.
My friends daughter works for a CBD legal firm, the staff had a Christmas due at a venue, the Grog bill was $7,000 for the night......... Only 30 staff went!!!!!!!!!!!!!!