Thread: 4WD Australia insurance

Were with Aust 4wd insurance brokers who sell the CGU 4wd insurance.

Other than a few pages of paper work which was a little annoying and a problem with my previous insurer not faxing me an official letter stating my rating it was pretty much straight forward and several hundred $ cheaper due to it being more streamlined to our usage rather than a basic all size fits all type thing was how it was explained to me.

I have no idea what they are like to claim through as I try not to stack my car but I dont think any of them ever want to pay out in an accident.

I only recently changed to TCIS, just before christmas, so I can't give feedback regarding claims. I can say - considering the agreed value & cover for legal modifications as well as off road coverage it is worth the extra premium for peace of mind (for me). My premium is near $1300 (sydney), but before I had no cover for mods & cover only for gazetted roads, no beach cover. To get the discount you should be a member of a recognized 4 wheel drive club.

Thanks for the info. I will ask them this week for a quote. I am annoyed with my insurance which did not want to cover the fridge which is permanently monted in the Disco for shopping as well as camping.
Cheers

Originally Posted by Chucaro

Just like to know if any member is dealing with TCIS insurance company and if they are happy about it.
Looking for a insurance company that provides cover for accessories, extras and off road cover. This people provide it but...........I do not know how good are they.
Link for info:
TCIS Insurance Brokers

we used them when i owned my gu and were denide a claim when we i did a tire and sill at landcruser mountain, we were told it was denide on the bases that we were in a private 4wd park 'we tried to fight it but to no avale" whilst we were fighting the crap i asked them if i was on the road to the entrence to the place would that have made the differance and the comment was "yes it would"
so we cancelled the insurance and moved to someone else

Hay that was just my experiance dont know how they are now!!!

cheers

This is interesting, in their page said [Quote] Full Off Road Cover
We have no limitations of any kind in our policy. You are covered whilst on the beach, crossing a river, at Cape York or in the middle of the Simpson Desert.[Quote]

I think that I have to read the small print very carefully
Cheers

Originally Posted by mcrover

Were with Aust 4wd insurance brokers who sell the CGU 4wd insurance.

I have no idea what they are like to claim through as I try not to stack my car but I don't think any of them ever want to pay out in an accident.

I am with these too, have been since I bought the Disco 5 years ago. 5 months after I bought it I had to claim due to someone running into me at a roundabout with a Landcruiser.

The bill came to $8.5k, but was taken care of. When you claim, you do not claim on the broker, you have to claim on CGU. I just found it took a while before I got my $200 excess back, as I was the innocent party.

Hey Cucinadio! I've had a quick read of my policy. Was it because of being on a course/competition track? An exclusion for cover exists for that and driver training which IMHO should be covered without question. It seems that notifying your intention to do either of these things to TCIS will keep everything in order but will probably have an impact on the premium!

Originally Posted by Ricey

Hey Cucinadio! I've had a quick read of my policy. Was it because of being on a course/competition track? An exclusion for cover exists for that and driver training which IMHO should be covered without question. It seems that notifying your intention to do either of these things to TCIS will keep everything in order but will probably have an impact on the premium!

yhea mate that was the reasoning!!, "but we wernt on one" but we allso couldn't prove "we wernt!!!!"that was the finite of it all, so be carefull boys it's all in the proof and the fine print, but hey its al good they might be fine now this was back in 2003

cheers