Master
The majority are offering you advice a father would offer a son, and I think you should treasure that.
At your age, forgive me for being blunt, but all you want is to find justifications for getting a purchase of something cool, better.
I would get what I could for the current landy, and shop for a reliable car that suits your finances and situation....that includes a Nissan (towncar) at 5 grand.
Cheap to run and maintain, tuck my ego away, save like buggery, adore my wife, target the real estate with an obsession like passion and free myself from as much debt as possible.
Win respect from my wife in the long run
Win respect from my in laws immediately
win respect for myself in a MAJOR way in the very near future.
Create a life habit that will see me through hard times.
It's only my opinion, but think for a minute. What happens if it turns out that the next three years turn out to be the hardest we have seen in 50 years?
No time to borrow money on an asset that costs money as it shrinks in return!!
If you plan to have a life and some cash I'm not sure you should finance a V8 let alone a P38 that age although they are the better end of them. As nice as they can be. The running cost can be eppic. The S11 Diesel Disco will be cheaper to run. What will fuel cost in a few years.
Master
30 grand on a P38? your mad.......
the older ones can be better than the newer ones.....depends on the toys you want inside and how well its been looked after....plenty of Bosch P38's about with issues, the car is a niggly car, I wouldn't take being post 99 as a general rule of thumb of reliability, I feel they are just a case of some are good some are bad.
I wouldn't personally be buying into one, I got 3 years of mortgage payments under my belt before I bought the second RR which I "wanted" for 5 years.
Debt sucks, I can't get over my generations willingness to take on huge amounts of it and sleep at night
2007/2002/2000/1994/1993/1988/1987/1985/1984/1981/1979/1973 Range Rover 1986 Wadham Stringer
and a Nissan Cube............
South Australia.
Master
SubscriberYour title of the thread is "stressed"... never make a financial commitment whilst under 'stress'..... wait until the clear light of day and you will then be grateful you didn't plunge from the frying pan into the fire. A stealer is only offering you what your car is worth as a private sale because he's inflated the price of the next vehicle you will purchase from him. The real value of your car maybe $7.5-9500 max as private and the auto maybe $10.5-12 max as private sale (maybe 13 at stealer). Turnover cost would have been about $3,0000. Don't forget stamp duty on rego as well....
(Incidently I saw a really good td5 2000 auto sell for about $13500 recently.)
Sleep soundly on it and I think you will 'get over' your justifications for wanting a new toy....
2010 110 Crew Cab Deefa
Mittagong NSW 2575
Wizard
I don't think Stu is looking at buying a new toy. IT seems to me he is looking at buying a functional vehicle that his partner will drive as she doesn't feel comfortable to drive the current one.Originally Posted by 29dinosaur
And also the mention of her waiting for you to get back from work just so she can go do some shopping. I think it would take a load off Stu after a day at work if he didn't have to do that all the time. I might be wrong but I'm well aware of what being a taxi is like.
Xav
TopicToaster
Just a question...if you knew she wouldn't drive your Disco why did you sell her 121?
The real answer was possibly to keep the 121 and either sell your Disco or even park it somewhere safe and hand the plates in until such a time that you had bought your house/investment and could comfortably buy another or reregister you existing Disco.
Especially since it sounds like you have two cars now (Disco and work ute) while she doesn't have one at all.
OldBushie
Just make her drive the current Disco would be a good solution
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