Thread: Help! I'm Stressed which car do I choose

Originally Posted by 81stubee

Bare with me its a bit long winded.

Been looking at P38's lately because I think they are a damn nice car (reliability aside) they look good and will eat distance all day (in an armchair).

However Ritters offered me $9000 trade in for the tdi manual with 240ks, and we had a drive of an 97 tdi auto with 120ks and it is a different car to the manual and the wife likes it, but theres a catch, its $17000 which means a $8000 changeover.

I don't want a P38 older than 99 so that means around $29000. The father in law is lending us the money off his mortgage so its a only about 8% at the mo. We still owe them money for the wedding and are saving to buy an investment at the end of the year. If we get a P38 we will keep paying our current repayments it will just take longer to pay off.

Do I get the disco or the range, I am a person who likes gadgets hence why I like the range? (she reckons theres too many buttons). The stress is killing me.

Stu

Keep the one you have and pay off your debts

Originally Posted by rovercare

Keep the one you have and pay off your debts

I'll second that . It's nice to have toys but sometimes they have to stay in the shop window for just that bit longer . Get out of dept then go nuts with a rangie

I do have to agree, but she won't drive the current one because she's vertically challenged and is uncomfortable, and theres no point spending more money on it if she won't drive it. She'll wait for me to get home from work and then we take the work ute to do the shopping.

I think the disco may be the winner, because have to borrow less, but it has a few disadvantages, We only currently owe about 4g's

Common Sense is saying one thing, heart is saying another.

stu

At that changeover it's not worth doing. You sound youngish - you need to start saving for the purchase of assets that will not depreciate them... ie if you don't have your own bit of real estate - you need to start getting your own mortgage - not your father in laws. Or borrow against your father in law to get into property....

Originally Posted by 81stubee

I do have to agree, but she won't drive the current one because she's vertically challenged and is uncomfortable, and theres no point spending more money on it if she won't drive it. She'll wait for me to get home from work and then we take the work ute to do the shopping.

I think the disco may be the winner, because have to borrow less, but it has a few disadvantages, We only currently owe about 4g's

Common Sense is saying one thing, heart is saying another.

stu

Use your head not your emotions in this case....

goimg into debt for a car you NEED (for work etc) is one thing. Taking on more debt for a WANT is another. Please don't confuse the 2 because it will cost you

Yeah we are currently putting a fair bit aside for a property early next year, and the car won't affect that much, i'm not disagreeing with what you say though.

7 grand is a lot for what is essentially the same car.

Even converting current one to an auto isn't an option because its done so many k's.

Maybe we should of got rid of the disco instead of the 121.

Thanks for your help. I do see sense, even though i'm 26, and I can get my toys later.

Originally Posted by 29dinosaur

Use your head not your emotions in this case....

Yep, may be cheaper to get a new .........