Thread: Straight-up tyre and insurance question

It does say + or - 15mm on any tyre/rim combo AVAILABLE for your model of car. When I had my Subie that meant I could swap my 15" rims for 18" ones because that was an option for the top-of-the-line model. Dunno how this affects Land Rovers though

And if I dont intend on swapping my rims?

Sorry if this has been flogged to death before....but I'm a newbie to all things 4wd as you have probably gathered from my previous posts and I cant find a post which determines the answer to my question(s) once and for all!

I might ring Vicroads tomorrow and ask if their 2003 doc is still valid. And at the same time get a definitive answer from a few tyre shops whether they'll fit a 245/75/16 on my car or not.

I love this topic .

Theres alot of 4x4s with MASSIVE tyres, yes.
Are they all engineered for it, no.
Does anyone care that they're illegal, no.
Why?

I've asked this before and i still don't get it.

I think the real answer is this:
If it doesn't look outragously out of place or dangerous, no-one will care.

I'm guessing this doesn't help the original question, but i had to say it...

Originally Posted by Bulldog

Does anyone care that they're illegal, no.

I think the real answer is this:
If it doesn't look outragously out of place or dangerous, no-one will care.

Until there needs to be an insurance claim and then you can be sure that it will matter as the insurance co will use every little loophole to get out of the claim.

Garry

I know you already know this, but with a D2 the placard will state specs for four wheel options -

Steel 7J x 16
Alloy 7J x 16
Alloy 8J x 16
Alloy 8J x 18

So it depends on the rim size you have.

My preference would be to stay legal, Insurers are very skilled at finding loopholes to get out of paying, and you dont want to hurt someone along the way then have to pay medical out of your own pocket.

A lot of good advice was given to me on this previous thread.
http://www.aulro.com/afvb/discovery/...re-choice.html

Good luck, plenty to choose from.

I'd reccommend the GG AT2's since having them fitted. Size = legal.

Originally Posted by garrycol

Until there needs to be an insurance claim and then you can be sure that it will matter as the insurance co will use every little loophole to get out of the claim.

Garry

Exactly!

So why do these people kid themselves and pay their insurance every year?

Before i go overboard with my comments, i need to look into the driveway at my ILLEGAL Range Rover

And i pay my insurance too

With my old 1980 Subaru I had 14x6" rims with 195/75 tyres on a 2" body lift. Standard it is supposed to be something like 13x5" and 155 tyres. Your primary obligation is full disclosure to the company - I had the wheels and tyres and all the other mods listed on the policy and it was accepted (I didn't specifically highlight this to the company - just filled out the form as requested under modifications). I met my obligations - so declare and see what happens it will often get through.

Garry